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So you bought a car with no title and now you want to get a title in your name. Maybe you’ve been the victim of title jumping. What do you do? If you can’t get ahold of the seller, you might think you have no options left. You aren’t stuck yet. You might be able to get a bonded title.
A bonded title is a regular title that is marked “bonded”. Maybe you have heard of a salvage title or a rebuilt title? Those are titles that have a title brand. A bonded title is just a title with a “bonded” brand. It implies there is a surety bond attached to the title.
The “bonded” brand can be removed from the title in 3-5 years, and you can go apply for a clean title. To get a bonded title, your local DMV will require you to purchase a Lost Title Bond (surety bond) as a form of insurance for them and any previous owners of the vehicle.
Further instructions are below for how the bonded title process works.
The only person who can tell you if you are eligible for a bonded title is your local DMV. Call and explain your situation. Ask if you are eligible for a bonded title. If they say yes, you can start the process to get a bonded title. Here are common situations where you might need a bonded title. Here are step-by-step tutorials for all the states that allow for bonded titles:
If your state is not listed, it means it does not allow for bonded titles. Contact your local DMV for options on how to get a title for your vehicle.
Before the DMV issues you a title, they want to ensure they are protected. This is why they make you get a surety bond. You can apply for your surety bond online with a surety bond company. Make sure you apply for the correct bond amount. You only have to pay one time for your bond. Most people pay $100.
About Surety Solutions, A Gallagher Company
Surety Solutions makes the process of getting your surety bond quick and easy. We’re committed to uphold our culture of trust, honesty and great customer service.
Do you need a Bonded Title?
Follow our simple infographic to see if getting a Bonded Title is the best option to register your vehicle.
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Find out what you can do if you are a victim of title jumping. Read more…
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Bought a car with a bonded title? You should be aware of these important details. Read more…
Duke Revard was the VP of Sales & Marketing at Surety Solutions where he spread the word about the innovative surety solutions available to local insurance agents and large brokers.
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The person I got the car from was incarcerated before I could receive it from him
Hello Michael,
We’re sorry to hear you were unable to get the title for your car from the original owner. A bonded title might be your best solution. View our step-by-step guide on how to get a bonded title in your state here: https://suretysolutions.com/lost-title-bond-resource-page-1/
Good luck with getting your title!
I purchased a vehicle from someone. But that person never did a title transfer and never registered the vehicle.. I was able to get in touch with the pervious owner and last known person to have vehicle registered. Could I get a bill of sale from the pervious owner? And if so what will I need to do to get the paperwork and get a title in my name and get it registered in my name?
Hello Jackie,
Since you are in contact with the original owner, they may be able to get a duplicate original of the title from the DMV to transfer the vehicle into your name. If that is not possible, we recommend you contact your local DMV to determine your options for getting your vehicle’s title. They may advise on a bonded title if your vehicle is eligible. We have helpful step-by-step guides on the process of getting a bonded title in all the states that allow them here: https://suretysolutions.com/lost-title-bond-resource-page-1/
Best of luck with getting your vehicle’s title!
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