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Getting your Surety Bond is easy using our online Surety Marketplace. View instant quotes for most bond types and purchase your bond in under 5 minutes. We are truly passionate about the surety industry and helping our clients get their bonds; as reflected in our Google Reviews. We look forward to issuing your bond.
Surety Bonds Made Easy
It’s my first time getting a bond. How does this work?
If you’ve never bought a Surety Bond before and are not sure what one is, you’ve come to the right place.
We’ve created an online application system designed to issue thousands of bonds across all 50 states. And as these bonds come through, our trained team is dedicated to servicing them to ensure you have an excellent experience.
The first step is to fill out an online application, which should take 3 to 5 minutes to complete. Your application may require some specific information to be included on the bond form or used to determine your rates.
For example: A Lost Title Bond needs your vehicle’s VIN and a Mortgage Bond requires your NMLS ID number.
If you don’t have all the necessary information, you can save your application at any time and return later.
To start the process, you’ll first enter the state for the bond. Next, select the bond type you require. Type in a keyword, such as “mortgage”, “contractor” or “motor vehicle” to find your bond type. Then, enter the amount for the bond.
Most bond types display instant estimates with no additional information required.
What type of Surety Bond do I need? What do I enter for the bond amount?
The 2 most common questions we’re asked are “What type of bond do I need?” and “What do I put for the bond amount?” The best place to start is with why you’re getting the Surety Bond and who is requiring you to have the bond.
The party requiring you to get a Surety Bond is known as the “Obligee”. This is the party who set the requirement or obligation – both for the type of bond and the amount needed.
Your quickest and most accurate way to determine the bond type and amount you need is to contact the Obligee directly.
For example: if you’re opening a car dealership in Florida, the state requires you to get a Florida Dealer License. Part of the requirements to be licensed is to have a Surety Bond.
This requirement is set by the Florida Department of Highway Safety & Motor Vehicles (the Obligee). Depending on the type of vehicle you plan on selling, you’ll need a specific bond type and bond amount to meet the state’s requirements.
Some bonds, such as janitorial, dishonesty, fidelity, theft or crime bonds don’t have an Obligee or set bond amount. So, you determine the amount of coverage to best fit your business needs.
Each of these bond types protect against employee theft; either an employee stealing from you (first party), or an employee/contractor stealing from your clients (third party). Bonds of this type are typically purchased by cleaning companies, contractors and service providers whom send technicians into their clients’ homes or businesses. These are instant issue, which means you can purchase online and proudly claim your business is bonded within 5 minutes.
Whether you need an ERISA Bond, Contractor Bond, Car Dealer Bond, or any other kind of bond, get your free quotes today!
How much does a Surety Bond cost?
A common misconception is the cost of a Surety Bond is the same as the bond amount. Fortunately, this is not the case. You won’t have to pay the full bond amount to get your Surety Bond. In fact, most of our clients pay between 1-5% of their total bond amount for their bonds.
For example: If you require a $25,000 Surety Bond and get quoted at a 1% rate, the cost of your bond is $250.
Your bond cost is largely dependent on your credit score. However, other criteria is used to determine Surety Bond costs.
The Bond Type: Some bonds have a larger risk factor associated with them.
The Bond Amount: The larger the bond amount, the more expensive the bond.
Applicant’s Risk Level: This includes your credit score, financial history, character, etc.
The easiest way to determine your bond cost is to get a free, no obligation quote by clicking the button below.