Contractor (License & Permit) Bonds
What is a Contractor License Bond? (What does the bond cover?)
While starting the process of getting your contractor license, you may discover your state’s licensing board lists securing a Surety Bond as a licensing requirement. The licensing board enforces this requirement to ensure you perform your duties, as a licensed contractor, ethically and abide to all of the rules and regulations set by the state or city.
We realize contractors have many steps to complete when getting their license. Our goal is to be one of the easiest steps.
Read our client reviews on Google:
Client services provided quick and accurate responses.
James G.
17:49 30 Nov 21
Very helpful and they respond quickly to any questions.
Eva J.
16:46 30 Nov 21
Katrina Fearn, Client Service Manager at Surety, is an absolute pleasure to work with!! She is always highly responsive, and has provided me nothing but excellent service since our first interaction. I highly recommend working with her and the Surety team. They will always go above and beyond. Thank you for all that you've done!
Zakieh A.
16:38 04 Nov 21
I have been working with Steve Shike and he has been so helpful. I purchased the wrong bond and Steve instantly requested a refund on my behalf and called back with the good news. I appreciate him for helping me figure out my situation in such a timely matter. Thank you Steve for responding to my calls and emails promptly.
Ashley W.
18:25 10 Aug 21
Gerry J.
16:30 08 Aug 21
Katrina and Surety Solutions was awesome to work with and made the process seamless. Even after I, PERSONALLY, made a mistake and caused a delay, Katrina was able to spot my mistake and kindly address the error while still delivering my bond as if nothing had happened.I have nothing but good things to say about Surety Solutions.
Xavier A.
15:40 22 Jul 21
jerry T.
04:44 03 Jul 21
Katrina and Surety Solutions were very helpful and fast. I needed to change the bond I ordered and they handled that within minutes. Their response time to emails and request were great and that is why I will continue to work them both. All I ask for is relatively decent response time when there are issues that need resolved and Katrina far exceeded that and was friendly on top of everything else. Well done.Kris
Kristopher M.
14:23 24 Jun 21
Grace answered the phone immediately with a positive attitude and willingness to help. She followed through professionally and promptly through entire process.
Danny S.
14:41 15 Jun 21
Surety Solutions has been the most amazing and easiest company to work with on Bonds in my past 17 years of doing insurance. They are very quick to respond and very personal to work with. Jake Durrant is absolutely the best!
Bonnie A.
20:39 20 May 21
Suzie T.
17:14 07 May 21
Easy experience.
Tonya B.
01:18 21 Apr 21
I had the pleasure of working with Katrina Fearn to obtain mortgage broker surety bonds and I can say with zero hesitation, that she is wonderful to work with. Extremely responsive, communicative and helpful. Surety Solutions + Katrina = Great Partnership. Thanks!!!
Ryan M.
20:18 19 Apr 21
Can't say enough good things about Katrina Fearn, she was exceptionally prompt, responsive and a true professional in getting me the bond in a timely manner. Just amazing customer service.
Umesh M.
23:34 07 Apr 21
I needed a copy of my bond and with people working form home I thought is was going to take a long time. I got an email with the copy of my bond with in minutes. Never seen anything like that. Very Professional and fast response. thank you for good business ethic
Ernesto U.
19:08 10 Feb 21
Just obtained Mortgage Broker Surety Bond for two states. not only the price was right but service and professionalism exceeded my expectations. i can't thank Steve enough and wish i knew them sooner.
Ruslan K.
22:43 08 Jan 21
I bought a surety bond for my business. The name on the application has my middle name on it and the policy didn't. That would or could have created a problem. I wrote to customer service to complain. Well not complain but ask for it to be changed. Since it was Thanksgiving weekend I wasn't expecting to hear back till this week sometime. Well to my surprise it was "Very" Quickly. JD was very helpful and professional. Fixed it then contacted me with the corrected version. Couldn't be happier. " Good Business is Good Business"
Darryk C.
05:17 01 Dec 20
JP M.
01:46 04 Nov 20
Amazing customer service and friendly and informative reps.
Obsesion H.
04:45 26 Oct 20
Surety solutions handled my request for a Guardianship Bond professionally, with great care and provided great value to my family. Of all of the insurance companies I contacted for my need, Surety Solutions was by far the most responsive, courteous and knowledgeable. I very much appreciate their fine service!!
Irena S.
03:00 25 Sep 20
The entire staff from Jake to Katrina were more than professional and bent over backwards to meet mine and The State of California's requirements
Kirk G.
19:10 23 Jun 20
This process could not have been easier! Mr. Chipman sent me an email link and I just followed the steps. I highly recommend Mr. Beau Chipman to anyone who needs this service.
Sharon H.
23:29 28 Apr 20
Justin R.
23:53 17 Mar 20
Outstanding customer service from Jake and the other folks at Surety Solutions! Shopped my surety bond with other companies and found the best price here by far.
Doss E.
03:42 11 Mar 20
Ed F.
20:00 05 Mar 20
Excellent service, best pricing, immediate communication! Keep up such a great work!!! Thanks!!!
Oksana B.
06:41 05 Mar 20
The staff is very friendly and on more than one occasion went above and beyond normal customer service to make sure that we were fully taken care of. I would highly recommend this company.
Diana F.
07:20 24 Feb 20
Easy to work with, and extremely fast! I would definitely recommend!
Tiara A.
03:01 31 Jan 20
Very timely and professional work on providing services to our firm. We are very satisfied.
sherry N.
17:44 22 Jan 20
Great service. No hassle. Great communication.Thank you Cryssi for the excellent service!!!
Ivan R.
23:52 08 Jan 20
Cryssi B. went above and beyond to get my bond issued in record time and delivered incredible customer service throughout the process. So impressive and refreshing. I am so grateful.
Kerri L.
03:29 14 Dec 19
Absolutely great to work with!
Katrina and M.
17:11 23 Oct 19
Quick and easy process to get my notary bond. Best price and the documents arrived by mail way faster than expected. I highly recommend.
M. G.
03:56 23 Oct 19
Great communication, fast and to the point service. Great follow up too.
Pedro R.
20:58 17 Oct 19
Katrina is very fast and responsive and we got our insurance in few hours! She is the best! We will collaborate again for sure! Thank you! 🙂
Petra G.
16:08 10 Oct 19
They helped so much when I went to my states tag office who denied my paperwork multiple times due to the format. Surety helped me every step of the way.
Lara C.
07:44 23 Sep 19
Super fast and professional service. Couldn't ask for anything better. Thank you guys.
Bill The K.
15:16 11 Sep 19
Surety Solutions is a fantastic company to work with. I was in a unique situation and was having trouble finding a company willing to underwrite an estate conservatorship bond for me. Surety Solutions took the time to listen to me and shopped around with their underwriters and found someone willing to underwrite the bond. Having to experience the probate system is a major headache; however, Surety Solutions makes sure the bonding portion of it does not have to be 🙂
Tommy M.
02:15 04 Sep 19
My experience with Surety Solutions agent (Katrina) was professional, solution-driven and responsive throughout the whole process. From applying for a bond quote to purchasing and receiving the bond was simple and efficient. My questions were answered promptly with upbeat attitude and patience. Customer service definitely exceeded beyond my expectations. I would certainly use their service again in the future.
Susan L.
16:07 20 Aug 19
OP
Sandra L.
17:10 15 Aug 19
This place was actually super helpful, and really speedy! Their blog on their page has nice, easy to follow information, and their staff are super friendly and helpful. I was looking all over for some of this information, trying to weave through weird shady looking sites, and Surety Solutions really is the one to go with. quick, clean, trustworthy, professional. Thanks for all your help!
Audrey K.
06:20 27 Jul 19
Surety Solutions was able to help me secure a bond and guide me through the probate process in a very friendly and competent way. I really appreciated their speed, efficiency, and knowledge.
Shana O.
18:14 22 Jul 19
I made a mistake in selecting the correct bond and they fixed it with a quick call.Thanks Again!
Jason D.
21:45 10 Jul 19
I worked with Cryssi at Surety Solutions in order to secure a $900,000 conservator bond. Their quote was by far the best out of several companies I requested quotes through ($2,110 vs. $3,500). Cryssi was always very helpful and responded very quickly during business hours and often during after hours via email. I will continue to work with and renew with their company especially if their quotes and customer service remain this excellent. Thank you again! MikeSo just an update to my original post. It was time to renew the conservator bond this year and Cryssi at Surety Solutions made the process extremely streamlined and convenient. I received an email stating it was time to renew the bond with a link to pay online. My rate didn't change at all and it took about 30 seconds to renew my bond. This has been an easy, convenient, and one of the most affordable companies to work with. Some of the best customer service in the market which is sometimes hard to find these days! Thank you again for an affordable quote which was seamless to renew. Thank you Cryssi!
Michael B.
20:24 30 Jun 19
They did everything they said they would & more! Great people excellent people skills polite and quick. Noproblems
Christopher F.
19:08 24 May 19
I needed a California Certificate of Title Bond so I came to there site. This company was very professional and helpful. I appreciated there live chat options. There website was easy and fast to use. I had to call in and speak to someone and he (Thomas) was very helpful and polite. Thank you guys for a great experience if I ever need another Bond I will be using your company for sure! Keep up the great customer service. Thanks again!
John P
17:59 30 Apr 19
Thank you Thomas and Katrina for the superb professional, fast service you both provided me. I shopped around online for a few days comparing Bond Companies and calling asking questions, and praying. Your website is a cut above the others; your process is quick, straight forth, no tricks nor confusion, but honest online service!I received a Great Rate for my bond compared to other companies, saving me money!Thomas answered my questions upfront with patience & clarity; & Katrina was right on top of email correspondence, my invoice, I received my email bond copy in hours of applying online & hard copy I received next day!Surety Solutions of Gallagher's overall process, Thomas & Katrina made sure, my experience with them was overall stress free, affordable & outstanding!I am still amazed how fast I received my hard copy bond from the time I started to finished, and with FedEx, I had my bond, No errors in my hand the next day! I thank GOD for the stress free & excellent service I received !
Jacqueline
13:41 25 Apr 19
Beau was super helpful when I had questions about buying a used car from a seller with an unusual title situation. I have not bought a used car before, so it was very reassuring to talk through my concerns about the situations and the safest ways to move forward. He thoughtfully responded to my inquiries without pestering for my contact info or trying to sell me products - such customer service is hard to find these days! Thank you!
Michael S.
22:52 19 Apr 19
I had been dreading the red-tape of obtaining a surety bond for a lost vehicle title. I had just obtained a quote from another company online and was not pleased with the price. Surety Solutions was less expensive---by far---and their service was outstanding: efficient and polite. The quote was obtained, approval given, and the transaction was complete in a just a couple of hours. I could not be more pleased!
kathy B.
22:20 15 Apr 19
Huge Kudos to Cryssi @Surety Solutions! Thank you for being so responsive and accommodating with helping me get my Bond taken care of. It was a pleasure working with you and your company!Rob with Caliber Auto Sales
ROBERT S.
02:42 12 Apr 19
Brent W.
20:01 11 Apr 19
It was a very easy and smooth experience. I got the bond that I needed for a competitive rate. Cryssi was great.
Sheree M.
15:39 10 Apr 19
Cryssi was my rep. Responds back on a timely manner. She goes above and beyond to insure customer satisfaction! I will do business with Surety Solutions again and recommend to others! Thank you Cryssi! From Bridge City Cleaners!
kimchibator
23:17 02 Apr 19
Cryssi saved the day. We were finally ready to submit our DBO app and realized we had the bond created in our previous business. Expecting a significant red-tape delay, we reached out to Cryssi who managed our little crisis with not only absolute professionalism, but with expedience. She was also so personable!
Deanne R.
20:31 28 Mar 19
Cryssi & Danielle are great to work with. Very responsive and solution minded. We needed to extend the dates of our coverage and paperwork to show that coverage. They responded quickly and took care of us right away. Thank you!
Mark W.
00:24 28 Mar 19
Working with Cryssi at Surety Solutions is fast and easy!
Love of the Magic V.
16:31 26 Mar 19
They are quick to help you I will say that!!
Michael L.
17:46 22 Mar 19
Visited and contacted several different surety bond websites prior to seeing this one. Had my bond purchased in less than 10 minutes!!!!! Spoke with Cryssi and she was very professional, answered all of my questions and had my surety bond emailed to me within an hour, will receive the original one tomorrow morning!!!!! So pleased with Cryssi and the ease of obtaining the bond. Lastly, out of all of the places I contacted, this surety bond was $75.00 less than all of the other places that I checked into.
Toni R.
23:26 21 Mar 19
Great Customer Service! Was able to process my request and also review great information they provide - step by step guide amazing! quick and easy- best part of dealing with Title issues- HIghly recommend
CARLOS A.
18:14 19 Mar 19
Very,Very helpful and Very,Very fast same day it was like christmas i defiinitly recomend this company
Brandon C.
02:23 13 Mar 19
I've always had the best experience with this company, and often try to imitate their high level of service in my own company. Cryssi answers my questions quickly and paperwork gets mailed right away. They obviously follow an efficient system that flows throughout the organization. Highly recommend!
Laura C.
18:01 06 Mar 19
I HAD A GREAT EXPIRENCE WORKING WITH THEM
LG T.
17:00 04 Mar 19
Great company, really informative and responsive. Thomas was super helpful and patient as he walked me through a million questions that I had. I dealt with a few other less helpful companies before I selected this one. Highly recommend.
Melisande A
17:51 01 Mar 19
WOW! I am so glad I found this site. I called a local company and they wanted me to fill out and email so much information. With this company it was all online and easy and super fast. I also messed up and put the wrong expiration date and it was so easy to chat online and fix it. I paid for the faster shipping which is 2 business days, its so worth it. Thanks again Surety Solutions and to Beau who I was chatting with online, you were awesome.
anthony G.
18:45 27 Feb 19
These guys are very knowledgeable! They when out of their way to answer all my questions. I'll be getting my bonds from them.
TARC -Wealth Building Office L.
00:29 27 Feb 19
Needed some quick assistance. and they were able to help me with the questions i had.
Kingtrix G.
23:41 26 Feb 19
Beau helped me understand bonded titles and what I needed to ask my DMV when I thought I was in a hopeless situation! Thanks so much!
Sophia Rose W.
19:42 25 Feb 19
This was a pleasurable non stressful experience for me I was well informed and its gonna make it that much easier at the DMV NOW
Jennifer F.
23:01 22 Feb 19
Exceptional customer service.
Roman Y.
16:18 22 Feb 19
gozie victor O.
00:05 22 Feb 19
My representative does a great job, always takes care of my needs and answers any questions I may have
Robert R.
13:29 20 Feb 19
Wonderful experience. Clear, concise explanation. I spoke with Beau and got all the information I needed to help me out.
David N.
00:04 20 Feb 19
The answers to my inquiry were so helpful and prompt iy was very encouraging. I sincerely appreciate the exoertise to get me started on a long awaited resolution to my title issue. Thank you so much!
Darrick H.
14:23 16 Feb 19
Saraswoti B.
22:33 13 Feb 19
Sunshine S.
21:13 13 Feb 19
Absolutely Fantastic. Though Katrina coud not help me she gave me 5 companies that could!
Tan-Jent Development Company, L.
17:28 13 Feb 19
Very honest. Loved my chat
Pamela D S.
17:08 07 Feb 19
Fast, knowledgeable and friendly. Great experience.
don P.
23:46 06 Feb 19
Laura N.
23:34 06 Feb 19
Straight-forward and quick. Online form was very easy to fill out and I received our bond the very next day.
John K.
23:22 05 Feb 19
Katrina was amazing. She helped me through buying a vehicle with no title. Very confident and friendly. I would refer her to anyone. Thank you Katrina.
Brent S.
19:18 04 Feb 19
Amazing company that helps in anyway possible. They stay right on top of things with all available information right on hand. Great company to go with and without hesitation.
Suzelle R.
03:53 03 Feb 19
Surety Solutions was very helpful with answering son tough questions that I had. They were honest enough to make a recommendation to me, even though that recommendation would mean that I would not likely end up being a customer right now. However, I will definitely keep their number on file!
Hayward Bryant J.
19:37 01 Feb 19
Chris Prolago (.
19:37 01 Feb 19
great help!
Eva A.
18:17 01 Feb 19
Fast and courteous service! Very detailed correspondence and Crissy made my transaction very easy and pleasant. Keep up the good work!
chanel M.
22:08 24 Jan 19
Beau is a great guy! Explained everything that I need to know and I wanted to learn!
Ercan G.
00:58 23 Jan 19
Very respectful young man very helpful I appreciate it this time
Rick M.
00:04 23 Jan 19
I personally had a great experience with the customer service representative that I spoke with very nice, very well understood and straight forward.
Jaii N.
00:00 23 Jan 19
Cryssy helped with my bond. Made it easy. I will be recommending this company to all.
Tim B.
10:38 20 Jan 19
Alexander V.
19:35 17 Jan 19
Katrina Rocks! one of the best online chat experiences yet.extremely knowledgeable and patient quality service for sure. will definitely recommend to others.
Tina
18:59 17 Jan 19
elizabeth L.
18:46 17 Jan 19
Christopher F.
00:55 15 Jan 19
Super easy to work with!
K S
00:01 11 Jan 19
Howard G.
23:38 09 Jan 19
Very informative and knowledgeable. Answered the questions I had.
Stephanie M.
16:36 09 Jan 19
Get started with a free quote below.
| State | Bond Type | Quote |
|---|---|---|
| Alabama | City Of Auburn | Get Quotes |
| Alabama | City Of Chickasaw | Get Quotes |
| Alabama | City Of Dothan - General Contractor | Get Quotes |
| Alabama | City Of Dothan - Commercial Refrigeration Contractor | Get Quotes |
| Alabama | City Of Dothan - Electrical Contractor | Get Quotes |
| Alaska | Contractor for $5,000 | Get Quotes |
| Alaska | General Contractor | Get Quotes |
| Alaska | Residential Contractor | Get Quotes |
| Alaska | Specialty Contractor | Get Quotes |
| Arizona | Commercial Contractor | Get Quotes |
| Arizona | Contractor Taxpayer | Get Quotes |
| Arizona | Dual Contractor | Get Quotes |
| Arizona | Residential Contractor | Get Quotes |
| Arkansas | City of Arkadelphia | Get Quotes |
| Arkansas | City of Benton | Get Quotes |
| Arkansas | Commercial Contractor | Get Quotes |
| California | Contractor Bond ($15,000) | Get Quotes |
| California | Contractor Bond ($12,500) | Get Quotes |
| Colorado | City Of Denver | Get Quotes |
| Connecticut | City of Milfred | Get Quotes |
| Delaware | City of Wilmington Licensed Plumber | Get Quotes |
| Delaware | Non-Resident Contractor | Get Quotes |
| Florida | Contractor’s Sales or Use Tax | Get Quotes |
| Florida | County of Hernando | Get Quotes |
| Florida | County of Orange | Get Quotes |
| Florida | County of Palm Beach | Get Quotes |
| Florida | County of Polk | Get Quotes |
| Florida | Lake County | Get Quotes |
| Georgia | City of Smyrna | Get Quotes |
| Georgia | City of Valdosta | Get Quotes |
| Georgia | County of Richmond | Get Quotes |
| Georgia | Residential and General Contractor | Get Quotes |
| Hawaii | Contractor’s License | Get Quotes |
| Idaho | City of Pocatello | Get Quotes |
| Illinois | City of Aurora | Get Quotes |
| Illinois | City of Batavia | Get Quotes |
| Illinois | City of Berwyn | Get Quotes |
| Illinois | City of Chicago Heights | Get Quotes |
| Illinois | City of Darien | Get Quotes |
| Illinois | City of Des Plaines | Get Quotes |
| Illinois | City of Elmhurst | Get Quotes |
| Illinois | City of Harvey | Get Quotes |
| Illinois | City of Lockport | Get Quotes |
| Illinois | City of Kankakee | Get Quotes |
| Illinois | City of Markham | Get Quotes |
| Illinois | City of Mattoon | Get Quotes |
| Illinois | City of Morris | Get Quotes |
| Illinois | City of Naperville | Get Quotes |
| Illinois | City of North Chicago | Get Quotes |
| Illinois | City of Peoria | Get Quotes |
| Illinois | City of Springfield | Get Quotes |
| Illinois | City of Urbana | Get Quotes |
| Illinois | County of Grundy | Get Quotes |
| Illinois | County of Kankakee | Get Quotes |
| Illinois | County of Will | Get Quotes |
| Illinois | Village of Frankfort | Get Quotes |
| Illinois | Village of Glencoe | Get Quotes |
| Illinois | Village of Glenwood | Get Quotes |
| Illinois | Village of Gurnee | Get Quotes |
| Illinois | Village of Harwood Heights | Get Quotes |
| Illinois | Village of Hinsdale | Get Quotes |
| Illinois | Village of La Grange | Get Quotes |
| Illinois | Village of La Grange Park | Get Quotes |
| Illinois | Village of Lincolnwood | Get Quotes |
| Illinois | Village of Lindenhurst | Get Quotes |
| Illinois | Village of Matteson | Get Quotes |
| Illinois | Village of Maywood | Get Quotes |
| Illinois | Village of Melrose Park | Get Quotes |
| Illinois | Village of McCook | Get Quotes |
| Illinois | Village of Merrionette Park | Get Quotes |
| Illinois | Village of Monee | Get Quotes |
| Illinois | Village of Mount Prospect | Get Quotes |
| Illinois | Village of North Aurora | Get Quotes |
| Illinois | Village of Northbrook | Get Quotes |
| Illinois | Village of Park Forest | Get Quotes |
| Illinois | Village of Plainfield | Get Quotes |
| Illinois | Village of Richton Park | Get Quotes |
| Illinois | Village of Round Lake Beach | Get Quotes |
| Illinois | Village of Schiller Park | Get Quotes |
| Illinois | Village of South Holland | Get Quotes |
| Illinois | Village of Sugar Grove | Get Quotes |
| Illinois | Village of Summit | Get Quotes |
| Illinois | Village of Thornton | Get Quotes |
| Illinois | Village of University Park | Get Quotes |
| Illinois | Village of Villa Park | Get Quotes |
| Illinois | Village of Westchester | Get Quotes |
| Illinois | Village of Wheeling | Get Quotes |
| Illinois | Village of Willow Springs | Get Quotes |
| Illinois | Village of Winfield | Get Quotes |
| Illinois | Village of Woodridge | Get Quotes |
| Indiana | City of West Lafayette | Get Quotes |
| Indiana | County of Lake | Get Quotes |
| Indiana | County of LaPorte | Get Quotes |
| Indiana | County of Marshall | Get Quotes |
| Indiana | Town of Chesterton | Get Quotes |
| Indiana | Town of Dune Acres | Get Quotes |
| Indiana | Town of New Carlisle | Get Quotes |
| Iowa | City of Davenport | Get Quotes |
| Iowa | City of Eldridge | Get Quotes |
| Iowa | Out-of-State Contractor | Get Quotes |
| Kansas | City of Emporia | Get Quotes |
| Kansas | City of Wichita | Get Quotes |
| Kansas | City of Winfield | Get Quotes |
| Louisiana | City of Lake Charles | Get Quotes |
| Louisiana | City of Jennings | Get Quotes |
| Louisiana | City of Sulphur | Get Quotes |
| Maryland | Home Improvement Contractor Bond $20,000 | Get Quotes |
| Maryland | Home Improvement Contractor Bond $100,000 | Get Quotes |
| Minnesota | City of Brainerd | Get Quotes |
| Minnesota | City of Minneapolis - Residential | Get Quotes |
| Mississippi | City of Jackson | Get Quotes |
| Mississippi | City of Meridian | Get Quotes |
| Mississippi | Contractor's Blanket Sales, Use, Income, Franchise, Withholding and Special Fuel Tax Bond | Get Quotes |
| Mississippi | Department of Revenue - Contractor's Bond - Single Job | Get Quotes |
| Missouri | County of Jefferson | Get Quotes |
| Montana | Special Fuel User Contractor's Bond | Get Quotes |
| Nevada | State Contractors Board Bond - Northern Nevada | Get Quotes |
| Nevada | State Contractors Board Bond – Sothern Nevada | Get Quotes |
| New Jersey | Borough of Franklin Lakes - Septic Contractor's Bond | Get Quotes |
| New Mexico | Contractor | Get Quotes |
| New Mexico | Contractor's License Bond - Continuous | Get Quotes |
| New Mexico | Contractor's License Bond - Definite | Get Quotes |
| New York | Putnam County | Get Quotes |
| New York | Putnam County Home Improvement Contractor Bond | Get Quotes |
| North Dakota | City of Grand Forks - Moving Contractor's License Bond | Get Quotes |
| North Dakota | City of Jamestown | Get Quotes |
| Ohio | City of Aurora | Get Quotes |
| Ohio | City of Bedford | Get Quotes |
| Ohio | City of Bedford Heights | Get Quotes |
| Ohio | City of Broadview Heights - Contractor License Bond | Get Quotes |
| Ohio | City of Bexley | Get Quotes |
| Ohio | City of Canton | Get Quotes |
| Ohio | City of Brook Park | Get Quotes |
| Ohio | City of Chillicothe | Get Quotes |
| Ohio | City of Cleveland | Get Quotes |
| Ohio | City of Cleveland Heights | Get Quotes |
| Ohio | City of Columbus | Get Quotes |
| Ohio | Village of Hartville - Contractor Registration Bond | Get Quotes |
| Ohio | City of Mentor-On-The-Lake - Contractor Bond | Get Quotes |
| Ohio | City of Sandusky - Contractor Bond | Get Quotes |
| Oklahoma | Construction Industries License | Get Quotes |
| Oregon | Flagging Contractor | Get Quotes |
| Oregon | Commercial Contractor | Get Quotes |
| Oregon | Residential Contractor | Get Quotes |
| Oregon | Landscape Contractor Bond ($10,000) | Get Quotes |
| Oregon | Landscape Contractor Bond ($15,000) | Get Quotes |
| Oregon | Landscape Contractor Bond ($20,000) | Get Quotes |
| Oregon | Landscape Contractor Bond ($3,000) | Get Quotes |
| Oregon | Statutory Public Works Bond | Get Quotes |
| Pennsylvania | Wright Township | Get Quotes |
| South Carolina | City of North Augusta | Get Quotes |
| Texas | City of Lumberton | Get Quotes |
| Texas | City of Amarillo | Get Quotes |
| Texas | Universal City | Get Quotes |
| Utah | Contractor | Get Quotes |
| Virginia | Contractor | Get Quotes |
| Virginia | City of Lynchburg | Get Quotes |
| Virginia | City of Martinsville | Get Quotes |
| Virginia | City of Newport News | Get Quotes |
| Virginia | City of Portsmouth | Get Quotes |
| Washington | Continuous Plumbing Contractor | Get Quotes |
| Washington | General Contractor | Get Quotes |
| Washington | Specialty Contractor | Get Quotes |
| Washington | Electrical Contractor | Get Quotes |
| Wisconsin | City of Madison | Get Quotes |
| Wisconsin | City of Superior | Get Quotes |
When competing for a job, the contractor with a license, insurance and a bond offers more peace-of-mind for the client. Because, the Contractor Bond protects your clients from financial loss if your craft is inferior or you fail to meet the terms of the agreed upon contract. By enforcing the Surety Bond requirement, the licensing board removes risk of being financially responsibility for claims against your license.
Surety Bond vs Insurance
The Surety Bond does not function the same way as your insurance policy. Unlike liability insurance, the bond doesn’t provide coverage for you as the contractor. The bond serves as a contract between three parties.
The Principal – As the licensed contractor, you are named the principal on your bond document.
The Obligee – This is the entity enforcing the bond requirement. Typically, the obligee is the state, city or county licensing board.
The Surety – The company that issues your Surety Bond.
Your Surety Bond is coverage for your clients should they need to make a claim against your job performance or failure to complete your work. If a claim is deemed valid by the surety company, your client will be reimbursed up to the full amount of your bond.
Who is responsible for paying a claim?
Neither you nor the surety company expect to receive a claim. Which is why the cost of a Contractor Bond is only a small fraction of the bond amount. However, claims do happen.
If your client makes a claim against your bond, the surety company that issued your bond will conduct a thorough investigation on the claim. If the surety finds the claim to be valid, they will payout up to the total bond amount to the claimant. The responsibility of repaying the surety back in full is yours to bear as the principal of the bond.
Types of Contractor License Bonds
The type of Contractor License Bond you require largely depends on the location you operate your business and the type of work you perform. These bond types can be residential or commercial.
The most common types of Contractor Bond requests we receive:
General Contractor License Bond
Municipality (County / Town / Village) Contractor License Bond
State Contractor License Bond
Specialty (Electrical / HVAC / Landscaping / Plumbing) Contractor License Bond
Please be aware not every state or municipality require licensees to get a bond. We recommend contacting your area’s licensing department to determine their licensing requirements. If a Surety Bond is necessary to receive your license, please request they provide a copy of the bond form. This will ensure you get quotes for the correct bond type.
If you’re a contractor needing a Surety Bond for a different reason not related to your license, such as a bid for a job or protection if an employee steals from a client, we can help! Contract Bonds or Construction Bonds include Payment Bonds, Bid Bonds and Performance Bonds. While Fidelity Bonds include Business Service Bonds (Janitorial Bonds) and Employee Dishonesty Bonds (Commercial Crime Policies). Get additional information and quotes for these types of policies using the buttons below.
How much does a Contractor Bond cost?
The surety considers the risk they are taking on when calculating the premium for your bond. When reviewing your application, your credit score and the bond amount you require are two of the biggest factors for determining your bond premium.
If your bond does require a credit check, we’ll perform a soft-pull on your credit. A soft-pull does not adversely affect your credit score. Most of our clients pay $100 – $200 for their Contractor License Surety Bond. Which is typically 1% or less of the total bond amount.
What if I have bad credit?
You may still be approved for your Contractor Bond even if your credit isn’t good. Our partnerships with the leading surety companies allows us to quote applicants with non-standard credit.
Applicants with non-standard credit usually receive quotes in the range of 5%-15% of the total bond amount, if approved. Since there is greater risk associated with the bond, the premium is slightly higher.
Don’t let your credit score prevent you from requesting a quote.
Where to get a Contractor Bond near me?
Don’t settle for just one quote for your Contractor License Bond. At Surety Solutions, A Gallagher Company, you have access to an online marketplace of leading surety companies. Compare prices from multiple companies to ensure you get the best deal for your bond.
We are licensed to issue bonds in all 50 states. If you have any questions, our staff of surety professionals are happy to help! Contact us by emailing info@suretysolutions.com or reach us by phone at (866) 722-9239. Don’t wait! Get your Contractor Surety Bond quotes, today!
Additional Resources
Everything you need to know about becoming a licensed contractor.
Check out the answers to our frequently asked questions.
Find the specific steps needed to get a contractor license in your state.
We can assist with other bond types!
Start by clicking your state on the map below.
