Man Taking Notes While Listening To Cryptocurrency Podcast

The 5 best Bitcoin mining podcasts you should be listening to in 2020

How to keep up with the latest Bitcoin mining news?

Within the last decade, Bitcoin mining has exploded in popularity. As Bitcoin mining continues to be a more competitive scene, staying informed with the latest cryptocurrency news becomes necessary. Below, we have listed the top 5 Bitcoin mining podcasts you should be listening to and stay informed.

Need a Surety Bond to deal in cryptocurrency? Get your free quote!

The top 5 Bitcoin mining podcasts. [In no particular order.]


The_Trader_Cobb_Crypto_PodcastThe TraderCobb Crypto Podcast
(Listen now!)
Craig Cobb is a well-known educator and speaker in business, cryptocurrency and trading. Thanks to his direct approach, we find this podcast enjoyable and easy to follow; even for those new to the crypto trading world. With new episodes released twice a week on average, listening to Craig is a great way to start off your mornings.


The_Bad_Crypto_PodcastThe Bad Crypto Podcast
(Listen now!)
Despite the name of Joel Comm & Travis Wright’s podcast, The Bad Crypto Podcast is great! Listen as they shed light on Bitcoins, blockchains and everything else cryptocurrency related. Perfect for those new to the world of cryptocurrency.


(Listen now!)
The host of the Unchained podcast, Larua Shin, is a crypto/blockchain journalist. She was the first mainstream reporter to cover crypto assets full-time while a senior editor of Forbes. Listen in as she interviews some of the top players in the cryptocurrency space.


The_Bitcoin_Knowledge_PodcastThe Bitcoin Knowledge Podcast
(Listen now!)
Want a better understanding of the Bitcoin industry? Subscribe to The Bitcoin Knowledge Podcast to hear Trace Mayer interview top people in the Bitcoin industry for helpful advice. As a journalist, blogger and radio host, Trace has been part of the blockchain industry for years.


What_Bitcoin_DidWhat Bitcoin Did
(Listen now!)
Join host Peter McCormack as he interviews experts in the industry of Bitcoin development, investment, privacy and adoption. Having launched the podcast in 2017, What Bitcoin Did has already reached over 100 episodes, with new episodes released twice on a weekly basis.



There you have it. The top 5 Bitcoin mining podcasts you should be listening to in 2020. Did your favorite cryptocurrency podcast make our list? What podcasts, books, blogs or videos do you suggest for those of us in the business of cryptocurrency check out? As the cryptocurrency space grows, it’s important to stay up-to-date on current news and the changing standards in the industry.

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Prescription Bottles On Assembly Line At Mississippi Drug Facility

How to get a Mississippi Drug Facility Permit: 7-Step Process

Who needs a drug facility permit?

The Mississippi Board of Pharmacy (MBP) requires all businesses participating in the wholesale distribution or selling of prescription drugs have a drug facility permit. This permit is renewed annually before the start of the new year. There are 5 types of drug facility permits available depending on the services your business offers. All permit types require the business to follow DSCSA regulations.

Find the best deal on a Mississippi Drug Facility Permit Bond.

How to get a Mississippi drug facility permit.Business participating in the wholesale distribution or selling of prescription drugs in Mississippi are required to have a drug facility permit.

What are the different types of Drug Facility Permits?

Third-Party Logistics (3PL): This type of permit is required if your business ships pharmaceutical products for other companies. Your business doesn’t own the product; however, your business stores and controls product inventory. This includes the shipping/receiving records for other pharmaceutical companies.

Virtual: Your business does not receive products but is registered with the FDS to license/own products. Your business must be licensed in its home state and every state your product is shipped. Your product must be created by an FDA registered pharmaceutical company and shipped by an FDA registered third party logistics company. Your business must maintain the following:

  • An office with at least 1 full-time employee.
  • Records of your products.
  • Standard operating procedures.
  • Take care of product complaints and adverse events.

Re-Packager: The product is packaged for other companies through a contract or trade agreement. Your business must be registered with the FDA and not take ownership of the products.

Wholesale Drug Distributor (WDD): If your business owns, houses and ships their products in their name or a product licensed to them from a different company, you will need a wholesale drug distributor facility permit. Your business must be registered with the FDA and have state licenses in the business’ home state and each state product is shipped to. A business shipping control substance product must be registered with the DEA.

Manufacturer: Businesses manufacturing products for themselves or another company under a contract or trade agreement require a manufacturer drug facility permit. If your business is a manufacture, it must be registered with the FDA and licensed in its home state. Being registered with the DEA is only required if your business is producing a control substance product.

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Dentist Supplies

Centers for Medicare Services require dentists have a DMEPOS surety bond

Dentists are no longer exempt from DMEPOS accreditation requirements.

The Centers for Medicare & Medicaid Services (CMS) created regulations for suppliers of Durable Medical Equipment, Prosthetics, Orthotics and Supplies (DMEPOS) in 2009. In January of 2019, CMS informed dentists they are no longer exempt from DMEPOS requirements (42 CFR § 424.57). However, physicians and non-physician practitioners will remain exempt from the CMS regulations. Just like DMEPOS suppliers, dentists must be accredited by an independent accreditation organization recognized and approved by CMS. One of the requirements set by CMS is a $50,000 surety bond must be in place.

Get free quotes for your DMEPOS Surety Bond.

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New Jersey Mortgage Servicer Talking To Couple

New Jersey Bill A-4997 requires Mortgage Servicers be licensed

Why are Mortgage Servicers required to be licensed?

One of the costliest purchases a person makes is their home. A significant portion of New Jersey foreclosures happened due to mortgages being serviced by individuals inadequately trained or those utilizing unethical practices. As an effort to protect consumers from fraud, New Jersey Bill A-4997 (active July 28, 2019) requires nonbank mortgage servicers to be licensed.

Get free quotes for your New Jersey Mortgage Servicer License Bond.

New Jersey Bill A-4997 protects home buyers from fraud.New Jersey Bill A-4997 requires mortgage servicers to be licensed to minimize unethical practices and reduce the foreclosure rate.

What are the New Jersey Mortgage Servicers Licensing requirements?

  • The New Jersey Department of Banking and Insurance issues the Mortgage Servicer licenses. New business applicants must create a record in the Nationwide Mortgage License System (NMLS) to get a unique identifier.
  • The applicant must identify a qualified individual for the main office and a branch manager for each branch office. They each need to have a minimum of 3 years of experience in the mortgage servicing business within the last 5 years of submitting the licensing application.
  • The application must have no material misstatements.
  • The applicant or their branch managers must not have been convicted or plead guilty to a domestic, foreign or military court felony within the previous 7 years of the application date.
  • The applicant must have a $100,000 surety bond for the main office and for each of the branch offices. A fidelity bond and errors and omissions (E&O) insurance policy is also required.

Get your New Jersey Mortgage Servicer License Bond, today!

  • The initial license fee is $1,000 and will expire at the end of the year it was approved. If the applicant is approved Nov. 1 or later, the license will expire the following year. The renewal license fee is $3,000 but is valid for a 3-year term.
  • The Commissioner of Banking and Insurance may have additional requirements for the applicant to meet.

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Toy House Next To Calculator And Hundred Dollar Bills

Montana’s Mortgage Act changes due to House Bill 107: What mortgage servicers need to know

 How are mortgage servicers effected by Montana HB 107?

Montana legislature passed House Bill 107 (HB 107) on March 19, 2019. Modern mortgage servicer practices and advancements in technology caused these changes in legislature. Among these changes are new requirements for the surety bond, branch office management structure and advertising practices. Are you in compliance with these new changes?

Montana_Mortgage_Servicer_Legislature_ChangesAre you prepared for the Montana HB 107 legislature changes?

Does HB 107 change the required surety bond amount?

The required Montana mortgage servicer bond used to be a flat amount of $100,000. Under HB 107, the bond amount is now determined by calculating the mortgage servicer’s unpaid principal balance of residential mortgage loans as of December 31. The range of the Montana mortgage servicer bond is between $75,000 and $350,000.

  • An unpaid principal balance of $25 million or less a year requires a $75,000 bond.
  • An unpaid principal balance of more than $25 million, but not above $100 million a year requires a bond in the amount of $150,000.
  • A $250,000 bond is required for an unpaid principal balance of more than $100 million, but not above $500 million a year.
  • Finally, a $350,000 surety bond is required for an unpaid principal balance of more than $500 million a year.

Find out how much your Montana Mortgage Servicer Bond will cost.

The cost of the bond is largely dependent on the applicant’s credit. If approved, we at Surety Solutions, A Gallagher Company, issue these bonds around 1% of the bond face value. Having great credit can significantly reduce the cost of the bond. Don’t have the best credit? Don’t worry; We can help! Our team of surety bond experts will assist you in finding a market for your bond.

The designated manager and branch office requirements have been revised.

Thanks to advances in modern technology, working remotely is a more accepting practice. One can be assigned as a designated manager in the Nationwide Multistate Licensing System (NMLS) after they have completed 3 years of experience as a loan originator. Designated managers can now be responsible for more than one office location. They are responsible for conducting the mortgage origination for each office they manage.

“Life, and therefore, business is becoming more complex. As technology continues to race forward, we find that business is conducted, and thus regulated, differently today than it was even five years ago. Montana’s HB 107 is another piece of legislation updating regulations to match today’s complexity. Surety Solutions works proactively with clients to ensure their surety needs adjust to the ever-changing market demands.”

Corban Enns, Area Vice President
Surety Solutions, A Gallagher Company

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Loan Originator Going Over Paperwork With Couple

Indiana Loan Brokers Prepare For New Legislation: Are you ready for the changes?

What is HEA 1440 and how does it affect Indiana loan brokers?

Starting July 1, 2019, Indiana Secretary of State’s House Enrolled Act No. 1440 (HEA 1440) impacts the way loan brokers conduct their business. HEA 1440 accounts for advancements in technology and current industry practices used by loan brokers. In this article, we highlight the changes in the process of getting and renewing an Indiana loan broker license brought on by this bill, which passed in office on March 26, 2019.

Indiana legislature changes affect loan originator license regulations

Changes to Indiana legislature for loan originator license regulations are happening.

What surety bond amount is needed for an Indiana loan broker license?

Prior to HEA 1440, Indiana mortgage loan originators needed a surety bond within a range between $50,000 to $75,000. The bond amount was determined by the loan originators’ loan volume for the previous year. The new bond requirement simplifies this process by requiring a flat amount of $60,000. Due to the reduced bond amount requirement, loan originators with higher loan volumes will most likely have a lower premium at renewal. Indiana loan broker license bonds (Indiana loan broker ESB) are still required to be electronically submitted to the NMLS.

Get free quotes for your Indiana Loan Broker License Bond!

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Stack Of One Hundred Dollar Bills

Arkansas Uniform Money Services Act Changed: What this means for your money transmitter license

Arkansas Act 111 [Formally Senate Bill 187]

As of July 24, 2019, senate bill 187 (now Act 111) amends Arkansas’ process of money transmitter licenses and currency exchanges through the Uniform Money Services Act. These amendments alter surety bond and net worth amounts for money transmission license holders. They need to keep application and renewal obligations and deadlines; allow the use of international financial reporting standards (also regularly accepted accounting principles) to figure out the value of permitted investments licenses holders need to maintain; and repeal specific savings and transitional provisions. This bill was approved by the Arkansas Governor in February 2019.

Little Rock, Arkansas State Capitol

Arkansas amends their Uniform Money Services Act as of July 2019.

What do these Arkansas Act 111 changes mean?

The required surety bond and net worth amounts you need to maintain have changed. Prior to this change, the required minimum surety bond amount you could submit to the state was $50,000. An additional $10,000 was required for every other location the transmitter held within the state. The bond amount could not exceed $300,000. You also had to maintain a net worth of at least $250,000 determined in accordance with generally accepted accounting principles.

Get free quotes for your Arkansas Money Transmitter Bond!

The required bond amount post-July 2019 is between $10,000 and $300,000. Determine the specific bond amount you need by reviewing your previous year’s money transmission, stored value and payment instrument dollar volumes. This same method is how you determine your net worth and then calculating $10,000 for every $1,000,000. You must keep a minimum net worth of $50,000. Depending on the circumstances, the Arkansas commissioner can set specific required net worth and bond amounts.

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Surety Solutions Puzzle Pieces

Arthur J. Gallagher & Co. Acquires Surety Solutions

Fourteen years ago, our founder, Corban Enns began Surety Solutions with the sole purpose of creating a better experience for mortgage companies acquiring surety bonds throughout the United States. As we grew, we began to offer additional insurance products, and the types of bonds we offer expanded into new areas of business; including contractor bonds, motor vehicle dealer bonds, and court bonds just to name a few. Our team is excited to announce a new growth milestone in our journey of providing exceptional service. As of February 2019, we have joined with one of the largest brokerages in the world, Arthur J. Gallagher & Co. in our effort to expand our areas of expertise and provide greater continuity for our services.

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