What is an Arizona Bonded Title?
Why You Need To Purchase a Surety Bond
More about the surety bond and what it means to be bonded at the end of the article.
When You Might Need a Bonded Title AZ
You might need an Arizona bonded title in any of the following situations, though this is not a complete list:
- You bought/received a vehicle and didn’t receive a title
- You bought/received a vehicle and only received a bill of sale
- You bought/received a vehicle and received an improperly assigned title
- You bought/received a vehicle and lost the title before transferring it into your name
If you had the title in your name at one point in time, you do not need to get a Bonded Title AZ. You can simply get a Duplicate Title by completing a Title and Registration Application, taking it to your local DMV, and paying a $4 fee.
Not sure if you need a Bonded Title AZ? Check out this awesome infographic.
How to get an Arizona Bonded Title
Step #1: Contact DMV to make sure you are eligible
Your local DMV is the only entity that can tell you if you are eligible for a bonded title or not.
While we list some common situations where you might be able to get an Arizona Bonded Title, we do not set the rules. Only your local DMV can say for certain if you would be approved for a bonded title. You can also call the Arizona MVD at 602-255-0072 to see if you qualify.
Contact your local DMV or MVD, explain your situation, and ask if you could get a bonded title.
If they say yes, move on to Step #2.
Step #2: Obtain Record Search
Step #3: Complete Paperwork
- Bonded Title AZ Affidavit
- Lien Release – see below
- Emissions Test – see below
If a lien is appearing on your title in the vehicle record search, you must obtain a lien release for that lien. Each lien release must contain the vehicle year, make, and VIN. Your vehicle must be free of liens before you can be issued a bonded title.
If you live in or commute into the Phoenix or Tucson metro areas and your vehicle registration has expired, you will need to get an emissions inspection. Schedule an appointment by visiting the Arizona Department of Environmental Quality or call 877-692-9227.
Step #4: Get Vehicle Inspected
Information on how to schedule an inspection.
Tell the inspector you are applying for a Bonded Title.
Step #5: Send Certified Letters
You must send a certified letter to all of the names and addresses shown on the record searches (in Step #2) and to all other persons potentially involved in the sale of the vehicle. The letters should request the action of:
Step #6: Submit paperwork and Get Vehicle Value
Step #7: Determine Your Bond Amount
Step #8: Purchase an Arizona Lost Title Bond
You do not need to pay the full amount of the bond to get bonded, but you do need to make sure you apply for the correct bond amount.
Surety Solutions, A Gallagher Company does not issue Certificate of Lost Title Bonds
Step #9: Take all documents to DMV
What it Means To Be Bonded
When you get a bonded title, you are promising that you are the true owner of the vehicle. The Arizona Lost Title Bond protects the MVD and any previous owners of the vehicle in question.
If someone comes forward later on and says that they are the owner of the vehicle and that you should not have been granted a bonded title, they can make a claim on your bond. The DMV can also make a claim on your bond if they feel you should not have been granted a bonded title.
If the claim is determined to be valid, you would be responsible for satisfying the claim. Usually, this would mean a financial compensation. The surety company would determine what is fair.
If you fail to satisfy the claim, the surety company would satisfy the claim for you. Then, they would come to you for reimbursement. Essentially, the bond holds you liable for your actions, no matter what.
Want to learn more about the bond claim process? Check out this resource.