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Manual Review: The Reason Why You [Maybe] Haven’t Received a Surety Bond Quote Yet

manual review surety bond

Wondering why you haven’t received any quotes yet? Your surety bond application might have gone into manual review.

All surety bond applications must go through a review process before they can be approved. Manual review means that when your information was put into the AUS (Automated Underwriting System) the computer wanted a second opinion to make an approval. The second opinion is a human, the manual underwriter. 

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What Is A Money Transmitter Bond?

what is a money transmitter bond

Money transmitters are held to a high standard because they are expected to handle their clients’ money responsibly and in accordance with their state laws and guidelines. Every state other than South Carolina and Montana require money transmitters to obtain a Money Transmitter Bond before they can start doing business.

UPDATE: On June 6, 2016 the South Carolina Anti-Money Laundering Act took effect. This act requires South Carolina money transmitters to now get licensed and bonded before they can start doing business.

If you are an online retailer and you accept payments online (such as Paypal and Amazon) you are most likely required to secure a Money Transmitter Bond.

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Insurance Marketing: 8 Ways To Respond To A Negative Online Review

how to respond to a negative online review

 

Online reviews do matter. Before giving 8 ways to respond to a negative online review, here are a few do’s and dont’s to follow:

  • Do: Evaluate Your Reviews

Make sure to regularly evaluate your online reviews so you can recognize patterns. Are you getting a lot of great reviews about your email response speed? Awesome. Make sure you lean on that strength; make your email address accessible for future clients. Get a negative online review? It could just be an outlier. Get many negative online reviews that all comment on how you never return calls? Maybe it’s time to investigate and figure out how to manage your voicemail.

  • Do: Think Before You Reply

Before responding to any review—good or bad—make sure to pause. Consider how replying to a single review will look to others. Will you continue to respond to all reviews, or just the bad ones? Make sure you remain consistent across all media platforms so that your customers don’t think their review didn’t get seen. If it is a bad review, make sure to have a level head before replying.

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Construction Flag In Oregon

Oregon Construction Flagging Contractors: Licensed & Bonded

oregon construction flagging contractor bond

Oregon construction flagging contractors will need to become licensed and bonded soon. Senate Bill 596 was signed into law June of 2015 and it takes effect on July 1, 2017.

Once the bill takes effect, construction flagging contractors in Oregon will no longer be able to work without an Oregon Contractor License and an Oregon Contractor License Bond.

These requirements were made to better align construction professionals and make sure there are no discrepancies between construction licenses.

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How To Get A California Contractors License

how to get a california contractor license

In an effort to protect consumers, all businesses and individuals who construct, alter, or offer to construct or alter any business, highway, road, parking facility, railroad, excavation, or other structure in the state of California must get a California Contractor License from the Contractor State License Board (CSLB.)

Short on time? Check out our Contractor’s License FAQ page.

Want to see how much a Contractor License Bond would cost you? Get a FREE Contractor License Bond Quote.

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