Washington Contractor Bond Bad Credit

Bad credit? 

Past due bills?

Need a bond, but don’t want to pay a fortune?

For contractors with bad credit, the cost of a WA Contractor Bond can soar to ridiculous levels. But it doesn’t have to be this way. You can get a WA Contractor Bond for a reasonable rate regardless of your credit history if you shop your bond with the right companies.

Browse Washington Contractor Bonds. Get a bad credit bond quote.

What is the Approximate* Cost of a Washington Contractor Bond With Bad Credit?

In most cases, surety bond costs vary based on your credit history. Here are the rates you can expect if you have bad credit (score lower than 650)…

  • $12,000 General Contractor Surety Bond Cost for those with bad credit can still acquire a bond rate as low as a $50/1,000. So for a $12,000 bond this means you will pay around $600 in premium for your surety bond.The Range? $240-1,200.
  • $6,000 Specialty Contractor Surety Bond Cost for those with bad credit are able to get a bond rate of $50/1,000 which means you only pay $300 in premium for your specialty contractor surety bond.The range? $140-600.
  • $4,000 Electrical Contractor Surety Bond Cost for those with bad credit can range between $100-400 depending on the surety companies determination.The range? $100-400.

Get free WA Contractor Bond quotes!


In order to be licensed and bonded in the State of Washington, you must submit original copies of your surety bond to the WA Department of Labor & Industries.

Check out how to get licensed in our Contractor License Guide.

Department of Labor & Industries
Contractor Registration Section
P.O. Box 44450
Olympia, Wash. 98504-4450

How to Save on the Cost of a WA Contractor Bond

  • Shop your bond with multiple companies
  • Get quoted for your bond
  • Compare prices before you buy

You can do all of this by visiting our Contractor License Bond page. Learn how you can get your bond for just $100 or click below.

See what you’ll pay for your WA Contractor Bond

Related links:

How To Get Your Washington State Contractors License

Contractor License FAQ


*When you are seeking to get licensed and bonded it is important to keep in mind that not all credit scores are equal, some have a larger ranges and some scores are for commercial insurance applications whereas the consumer report might not reflect the same risk model used. Not all surety companies underwrite solely off the credit score so items such as public records, collections, or child support can also affect overall cost and eligibility. This means the score that you have may not be identical to the score that a surety company references as they make their underwriting determinations.

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