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The beginner’s guide to getting a Colorado Mortgage Loan Originator License Surety Bond and E&O Insurance. [With pictures!]

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You’re well on your way to getting your Colorado Mortgage Loan Originator License. At this time, you’re probably aware of the Colorado Department of Regulatory Agencies: (DORA) Division of Real Estate list of requirements to get your Mortgage Loan Originator License.

Of these requirements set by DORA, you’ll need to get your Mortgage Loan Originator License Bond and Errors & Omissions (E&O) Insurance. Fortunately, this is the easiest and quickest requirement to meet.

The DORA Mortgage Loan Originator License requirements include:

• Receive a Nationwide Multistate Licensing System & Registry (NMLS) Number

• File your fingerprints with the Colorado Bureau of Investigations and the NMLS

• Complete pre-licensing education and written exams

One of the last steps is to get your Surety Bond and E&O Insurance.

Regardless of your experience with the industry, getting your surety bond through Surety Solutions, A Gallagher Company is quick and easy!

Why do I need a Surety Bond for my Mortgage Loan Originator License?

Setting up a mortgage is a big responsibility and your clients want to ensure you won’t take advantage of them. Therefore, being bonded with the state proves you’re operating as a responsible and ethical Mortgage Loan Originator to your clients.

Guide to getting your Colorado Mortgage Loan Originator License Surety Bond
The Surety Bond protects your clients and state if you perform unethically as a Licensed Mortgage Loan Originator.

Unlike traditional insurance, the surety bond is not coverage for you, but instead coverage for your clients and the state. If your client believes you’re performing shady business practices or you fail to meet your obligations as a Mortgage Loan Originator, they can make a claim against your bond.

In the event of a claim, the surety company holding the bond will initiate an investigation. When a claim is found to be valid, the surety will pay out up to the full bond amount. Although, the surety company expects you, as the principal on the bond, to reimburse them.

Due to this bond requirement, your clients are safe from fraud and the state of Colorado is not financially responsible when a valid claim is made.

What does Errors & Omissions (E&O) Insurance cover and do I need it?

Whereas the Surety Bond is coverage for your clients, the Error & Omission (E&O) Insurance is coverage for yourself. If you are sued by a client due to a mistake or negligence on your part, this type of insurance will cover your expenses, including legal fees.

This type of coverage is important because even a baseless claim can amount in legal fees. And you don’t want to be held responsible for paying those fees. Not only is it in your best interest to have this coverage, but E&O Insurance is a Mortgage Loan Originator License requirement.

CO E&O Insurance
Errors & Omissions Insurance is coverage for yourself if you make an honest mistake in handling your client's mortgage loan.

What do I enter for my Colorado Mortgage Loan Originator Bond amount?

Buying your CO Mortgage Loan Originator Bond is quick and easy!

The first step is to determine the bond amount you need.

If this bond is just for your license as an individual, you’ll need a $25,000 surety bond.

If you’re looking for bond coverage for your company with 2-19 licensees, your bond amount needs to be $100,000.

If you need coverage for your company with 20 or more licensees, the bond requirement is $200,000.

Now that you’ve determined the bond amount you need, you can view your instant quotes and purchase the policy that best fits your needs. Fortunately, you won’t pay the full bond amount. Our bond premium rate starts as low as $100.

Please note: Your first term of coverage is fully earned. We are unable to issue a refund, full or partial, after your purchase is complete.

Can I get E&O Insurance with my bond purchase?

Absolutely!

Your E&O Insurance is a separate transaction, but we can set you up with your bond and insurance coverage.

As a licensee, the state requires you have minimum E&O coverage of $100,000 per occurrence and a minimum aggregate limit of $300,000. However, we offer this coverage at $500,000 with no additional costs. Stating as low as $220, you’ll satisfy the state’s guidelines and have additional coverage.

Before purchasing your Surety Bond or E&O Insurance, we recommend verifying your company doesn’t already have blanket bond and/or E&O coverage for all of their employees.

Coverage is fully earned for the first term after purchase. A refund, either full or partial, cannot be issued for your coverage after purchase.

How do I buy my Colorado Mortgage Loan Originator Bond and E&O for my license?

The 3 key factors to review when deciding on your quote is the surety company, term length and cost. You’ll save more on your bond by selecting a multi-year term.

Colorado Mortgage Loan Originator Surety Bond Application Step 1

We need a little information from you to issue your bond and/or policy.  Therefore, please answer all the questions listed in each 4 steps to the left of your quotes.

Colorado Mortgage Loan Originator Surety Bond Application Step 4

On step 4, select the date you want the bond to become effective. Then, select how you want your name to appear on the bond using the drop down field. How your name appears on the bond should match up with the NMLS.

If you don’t already have an account with us, you can create one now or checkout as a guest. Although, we recommend creating an account, so you can access and download your bond/policy documents at your convenience. Also, by creating an account, your information will auto-populate when you start a new application.

Colorado Mortgage Loan Originator Surety Bond Application

Please make sure the information you entered is correct before submitting your application. If you experience any issues editing your information, please contact us for assistance.

Colorado Mortgage Loan Originator License Surety Bond Packet

After you confirm the information entered is correct, you can complete your purchase by submitting payment. Once your payment is processed, you’ll be able to instantly download your packet containing your bond or policy.

Download Colorado Mortgage Loan Originator Surety Bond Documents

We recommend you create a free account, so you can login and download your packet(s) at anytime.

What do I do after I buy my Surety Bond and E&O Policy?

Once you purchase your Surety Bond and/or E&O Insurance, you’ll receive electronic copies of both for your records. Please verify the information on your documents are accurate before you submit them online.

Afterwards, visit the CO DORA website to update your Colorado License information, so the state knows you have coverage. If you find any inaccurate information on your bond or policy purchased using our application, please contact us to request changes.

Why get my bond and E&O Insurance with Surety Solutions, A Gallagher Company?

With Surety Solutions, A Gallagher Company, you choose the instant quote that best fits your needs and price point. Due to our partnership with the top surety companies, we offer excellent coverage and competitive prices. Our surety partners include Westfield Insurance Company, CapSpecialty Surety & Insurance Specialists, The Guarantee, The Hanover Insurance Company, CRES Insurance Services and many more!

Surety Solutions, A Gallagher Company Surety Companies

For this reason, we’re able to offer our CO Mortgage Loan Originator Bonds starting as low as $100. Or, you can select a multiyear term bond for a greater discount on your bond premium. After you purchase, you’ll receive your Surety Bond and/or E&O Insurance electronic documents instantly.

Not convinced? See what our clients have to say about us on Google:

Surety Solutions, A Gallagher Company
4.9
Based on 274 reviews
The entire staff from Jake to Katrina were more than professional and bent over backwards to meet mine and The State of California's requirements
Kirk G.
Kirk G.
19:10 23 Jun 20
This process could not have been easier! Mr. Chipman sent me an email link and I just followed the steps. I highly recommend Mr. Beau Chipman to anyone who needs this service.
Sharon H.
Sharon H.
23:29 28 Apr 20
Justin R.
Justin R.
23:53 17 Mar 20
Outstanding customer service from Jake and the other folks at Surety Solutions! Shopped my surety bond with other companies and found the best price here by far.
Doss E.
Doss E.
03:42 11 Mar 20
Ed F.
Ed F.
20:00 05 Mar 20
Excellent service, best pricing, immediate communication! Keep up such a great work!!! Thanks!!!
Oksana B.
Oksana B.
06:41 05 Mar 20
The staff is very friendly and on more than one occasion went above and beyond normal customer service to make sure that we were fully taken care of. I would highly recommend this company.
Diana F.
Diana F.
07:20 24 Feb 20
Easy to work with, and extremely fast! I would definitely recommend!
Tiara A.
Tiara A.
03:01 31 Jan 20
Very timely and professional work on providing services to our firm. We are very satisfied.
sherry N.
sherry N.
17:44 22 Jan 20
Great service. No hassle. Great communication.Thank you Cryssi for the excellent service!!!
Ivan R.
Ivan R.
23:52 08 Jan 20
Cryssi B. went above and beyond to get my bond issued in record time and delivered incredible customer service throughout the process. So impressive and refreshing. I am so grateful.
Kerri L.
Kerri L.
03:29 14 Dec 19
Absolutely great to work with!
Katrina and M.
Katrina and M.
17:11 23 Oct 19
Quick and easy process to get my notary bond. Best price and the documents arrived by mail way faster than expected. I highly recommend.
Megg 3.
Megg 3.
03:56 23 Oct 19
Great communication, fast and to the point service. Great follow up too.
Pedro R.
Pedro R.
20:58 17 Oct 19
Katrina is very fast and responsive and we got our insurance in few hours! She is the best! We will collaborate again for sure! Thank you! 🙂
Petra G.
Petra G.
16:08 10 Oct 19
They helped so much when I went to my states tag office who denied my paperwork multiple times due to the format. Surety helped me every step of the way.
Lara C.
Lara C.
07:44 23 Sep 19
Super fast and professional service. Couldn't ask for anything better. Thank you guys.
Bill The K.
Bill The K.
15:16 11 Sep 19
Surety Solutions is a fantastic company to work with. I was in a unique situation and was having trouble finding a company willing to underwrite an estate conservatorship bond for me. Surety Solutions took the time to listen to me and shopped around with their underwriters and found someone willing to underwrite the bond. Having to experience the probate system is a major headache; however, Surety Solutions makes sure the bonding portion of it does not have to be 🙂
Tommy M.
Tommy M.
02:15 04 Sep 19
My experience with Surety Solutions agent (Katrina) was professional, solution-driven and responsive throughout the whole process. From applying for a bond quote to purchasing and receiving the bond was simple and efficient. My questions were answered promptly with upbeat attitude and patience. Customer service definitely exceeded beyond my expectations. I would certainly use their service again in the future.
Susan L.
Susan L.
16:07 20 Aug 19
OP
Sandra L.
Sandra L.
17:10 15 Aug 19
This place was actually super helpful, and really speedy! Their blog on their page has nice, easy to follow information, and their staff are super friendly and helpful. I was looking all over for some of this information, trying to weave through weird shady looking sites, and Surety Solutions really is the one to go with. quick, clean, trustworthy, professional. Thanks for all your help!
Audrey K.
Audrey K.
06:20 27 Jul 19
Surety Solutions was able to help me secure a bond and guide me through the probate process in a very friendly and competent way. I really appreciated their speed, efficiency, and knowledge.
Shana O.
Shana O.
18:14 22 Jul 19
I made a mistake in selecting the correct bond and they fixed it with a quick call.Thanks Again!
Jason D.
Jason D.
21:45 10 Jul 19
I worked with Cryssi at Surety Solutions in order to secure a $900,000 conservator bond. Their quote was by far the best out of several companies I requested quotes through ($2,110 vs. $3,500). Cryssi was always very helpful and responded very quickly during business hours and often during after hours via email. I will continue to work with and renew with their company especially if their quotes and customer service remain this excellent. Thank you again! MikeSo just an update to my original post. It was time to renew the conservator bond this year and Cryssi at Surety Solutions made the process extremely streamlined and convenient. I received an email stating it was time to renew the bond with a link to pay online. My rate didn't change at all and it took about 30 seconds to renew my bond. This has been an easy, convenient, and one of the most affordable companies to work with. Some of the best customer service in the market which is sometimes hard to find these days! Thank you again for an affordable quote which was seamless to renew. Thank you Cryssi!
Michael B.
Michael B.
20:24 30 Jun 19
They did everything they said they would & more! Great people excellent people skills polite and quick. No problems
Christopher F.
Christopher F.
19:08 24 May 19
I needed a California Certificate of Title Bond so I came to there site. This company was very professional and helpful. I appreciated there live chat options. There website was easy and fast to use. I had to call in and speak to someone and he (Thomas) was very helpful and polite. Thank you guys for a great experience if I ever need another Bond I will be using your company for sure! Keep up the great customer service. Thanks again!
John P
John P
17:59 30 Apr 19
Thank you Thomas and Katrina for the superb professional, fast service you both provided me. I shopped around online for a few days comparing Bond Companies and calling asking questions, and praying. Your website is a cut above the others; your process is quick, straight forth, no tricks nor confusion, but honest online service! I received a Great Rate for my bond compared to other companies, saving me money! Thomas answered my questions upfront with patience & clarity; & Katrina was right on top of email correspondence, my invoice, I received my email bond copy in hours of applying online & hard copy I received next day! Surety Solutions of Gallagher's overall process, Thomas & Katrina made sure, my experience with them was overall stress free, affordable & outstanding! I am still amazed how fast I received my hard copy bond from the time I started to finished, and with FedEx, I had my bond, No errors in my hand the next day! I thank GOD for the stress free & excellent service I received !
Jacqueline S.
Jacqueline S.
13:41 25 Apr 19
Beau was super helpful when I had questions about buying a used car from a seller with an unusual title situation. I have not bought a used car before, so it was very reassuring to talk through my concerns about the situations and the safest ways to move forward. He thoughtfully responded to my inquiries without pestering for my contact info or trying to sell me products - such customer service is hard to find these days! Thank you!
Michael S.
Michael S.
22:52 19 Apr 19
I had been dreading the red-tape of obtaining a surety bond for a lost vehicle title. I had just obtained a quote from another company online and was not pleased with the price. Surety Solutions was less expensive---by far---and their service was outstanding: efficient and polite. The quote was obtained, approval given, and the transaction was complete in a just a couple of hours. I could not be more pleased!
kathy B.
kathy B.
22:20 15 Apr 19
Huge Kudos to Cryssi @Surety Solutions! Thank you for being so responsive and accommodating with helping me get my Bond taken care of. It was a pleasure working with you and your company!Rob with Caliber Auto Sales
ROBERT S.
ROBERT S.
02:42 12 Apr 19
Brent W.
Brent W.
20:01 11 Apr 19
It was a very easy and smooth experience. I got the bond that I needed for a competitive rate. Cryssi was great.
Sheree M.
Sheree M.
15:39 10 Apr 19
Cryssi was my rep. Responds back on a timely manner. She goes above and beyond to insure customer satisfaction! I will do business with Surety Solutions again and recommend to others! Thank you Cryssi! From Bridge City Cleaners!
J U.
J U.
23:17 02 Apr 19
Cryssi saved the day. We were finally ready to submit our DBO app and realized we had the bond created in our previous business. Expecting a significant red-tape delay, we reached out to Cryssi who managed our little crisis with not only absolute professionalism, but with expedience. She was also so personable!
Deanne R.
Deanne R.
20:31 28 Mar 19
Cryssi & Danielle are great to work with. Very responsive and solution minded. We needed to extend the dates of our coverage and paperwork to show that coverage. They responded quickly and took care of us right away. Thank you!
Mark W.
Mark W.
00:24 28 Mar 19
Working with Cryssi at Surety Solutions is fast and easy!
Love of the Magic V.
Love of the Magic V.
16:31 26 Mar 19
They are quick to help you I will say that!!
Michael L.
Michael L.
17:46 22 Mar 19
Visited and contacted several different surety bond websites prior to seeing this one. Had my bond purchased in less than 10 minutes!!!!! Spoke with Cryssi and she was very professional, answered all of my questions and had my surety bond emailed to me within an hour, will receive the original one tomorrow morning!!!!! So pleased with Cryssi and the ease of obtaining the bond. Lastly, out of all of the places I contacted, this surety bond was $75.00 less than all of the other places that I checked into.
Toni R.
Toni R.
23:26 21 Mar 19
Great Customer Service! Was able to process my request and also review great information they provide - step by step guide amazing! quick and easy- best part of dealing with Title issues- HIghly recommend
CARLOS A.
CARLOS A.
18:14 19 Mar 19
Very,Very helpful and Very,Very fast same day it was like christmas i defiinitly recomend this company
Brandon C.
Brandon C.
02:23 13 Mar 19
I've always had the best experience with this company, and often try to imitate their high level of service in my own company. Cryssi answers my questions quickly and paperwork gets mailed right away. They obviously follow an efficient system that flows throughout the organization. Highly recommend!
Laura C.
Laura C.
18:01 06 Mar 19
I HAD A GREAT EXPIRENCE WORKING WITH THEM
LG T.
LG T.
17:00 04 Mar 19
Great company, really informative and responsive. Thomas was super helpful and patient as he walked me through a million questions that I had. I dealt with a few other less helpful companies before I selected this one. Highly recommend.
Melisande A
Melisande A
17:51 01 Mar 19
WOW! I am so glad I found this site. I called a local company and they wanted me to fill out and email so much information. With this company it was all online and easy and super fast. I also messed up and put the wrong expiration date and it was so easy to chat online and fix it. I paid for the faster shipping which is 2 business days, its so worth it. Thanks again Surety Solutions and to Beau who I was chatting with online, you were awesome.
anthony G.
anthony G.
18:45 27 Feb 19
These guys are very knowledgeable! They when out of their way to answer all my questions. I'll be getting my bonds from them.
TARC -Wealth Building Office L.
TARC -Wealth Building Office L.
00:29 27 Feb 19
Needed some quick assistance. and they were able to help me with the questions i had.
chris M.
chris M.
23:41 26 Feb 19
Beau helped me understand bonded titles and what I needed to ask my DMV when I thought I was in a hopeless situation! Thanks so much!
Sophia Rose W.
Sophia Rose W.
19:42 25 Feb 19
This was a pleasurable non stressful experience for me I was well informed and its gonna make it that much easier at the DMV NOW
Jennifer F.
Jennifer F.
23:01 22 Feb 19
Exceptional customer service.
Roman Y.
Roman Y.
16:18 22 Feb 19
gozie victor O.
gozie victor O.
00:05 22 Feb 19
My representative does a great job, always takes care of my needs and answers any questions I may have
Robert R.
Robert R.
13:29 20 Feb 19
Wonderful experience. Clear, concise explanation. I spoke with Beau and got all the information I needed to help me out.
David N.
David N.
00:04 20 Feb 19
The answers to my inquiry were so helpful and prompt iy was very encouraging. I sincerely appreciate the exoertise to get me started on a long awaited resolution to my title issue. Thank you so much!
Darrick H.
Darrick H.
14:23 16 Feb 19
Saraswoti B.
Saraswoti B.
22:33 13 Feb 19
Sunshine S.
Sunshine S.
21:13 13 Feb 19
Absolutely Fantastic. Though Katrina coud not help me she gave me 5 companies that could!
Tan-Jent Development Company, L.
Tan-Jent Development Company, L.
17:28 13 Feb 19
Very honest. Loved my chat
Pamela D S.
Pamela D S.
17:08 07 Feb 19
Fast, knowledgeable and friendly. Great experience.
don P.
don P.
23:46 06 Feb 19
Laura N.
Laura N.
23:34 06 Feb 19
Straight-forward and quick. Online form was very easy to fill out and I received our bond the very next day.
John K.
John K.
23:22 05 Feb 19
Katrina was amazing. She helped me through buying a vehicle with no title. Very confident and friendly. I would refer her to anyone. Thank you Katrina.
Brent S.
Brent S.
19:18 04 Feb 19
Amazing company that helps in anyway possible. They stay right on top of things with all available information right on hand. Great company to go with and without hesitation.
Suzelle R.
Suzelle R.
03:53 03 Feb 19
Surety Solutions was very helpful with answering son tough questions that I had. They were honest enough to make a recommendation to me, even though that recommendation would mean that I would not likely end up being a customer right now. However, I will definitely keep their number on file!
Hayward Bryant J.
Hayward Bryant J.
19:37 01 Feb 19
Chris P.
Chris P.
19:37 01 Feb 19
great help!
Eva A.
Eva A.
18:17 01 Feb 19
Fast and courteous service! Very detailed correspondence and Crissy made my transaction very easy and pleasant. Keep up the good work!
chanel M.
chanel M.
22:08 24 Jan 19
Beau is a great guy! Explained everything that I need to know and I wanted to learn!
Ercan G.
Ercan G.
00:58 23 Jan 19
Very respectful young man very helpful I appreciate it this time
Rick M.
Rick M.
00:04 23 Jan 19
I personally had a great experience with the customer service representative that I spoke with very nice, very well understood and straight forward.
Jaii N.
Jaii N.
00:00 23 Jan 19
Cryssy helped with my bond. Made it easy. I will be recommending this company to all.
Tim B.
Tim B.
10:38 20 Jan 19
Alexander V.
Alexander V.
19:35 17 Jan 19
Katrina Rocks! one of the best online chat experiences yet.extremely knowledgeable and patient quality service for sure. will definitely recommend to others.
Tina
Tina
18:59 17 Jan 19
elizabeth L.
elizabeth L.
18:46 17 Jan 19
Christopher F.
Christopher F.
00:55 15 Jan 19
Super easy to work with!
Kyle S.
Kyle S.
00:01 11 Jan 19
Howard G.
Howard G.
23:38 09 Jan 19
Very informative and knowledgeable. Answered the questions I had.
Stephanie M.
Stephanie M.
16:36 09 Jan 19
They were extremely helpful and knowledgeable about our situation.
Tiffany R.
Tiffany R.
17:32 08 Jan 19
Just received my bond for becoming a private investigator. cryssi from customer service was super helpful, as i kept messing up my application (sending in wrong format) and she was nothing but helpful with correcting this. I was also a bit worried about the process of obtaining a bond, as i never have, but it was shockingly easy and not expensive at all. Would re use if i need an upgraded bond.
lizzy B.
lizzy B.
20:32 07 Jan 19
Tyler D.
Tyler D.
20:28 04 Jan 19
Very helpful getting me focused to the solution on getting a lien bond in place.
Edward R.
Edward R.
00:45 03 Jan 19
Cryssi was very polite and helpful and is a great person to work with. I will be a repeat customer for sure!
Ken K
Ken K
17:49 29 Dec 18
Great experience. Very quick and friendly.
Brad M.
Brad M.
22:48 28 Dec 18
This was the easiest and least expensive service for my E&O and Bond EVER!!! Katrina made this process so easy and fantastic, I really was just beyond pleased with her and Surety Solutions!!! Won't go anywhere else!!!
Casey A.
Casey A.
21:43 26 Dec 18
Beau, has been very helping and knowledgeable he was prompt with his answer and was able to provide information in a quick manner. Thanks Beau for all your assistance and wonderful customer support!
Karen H.
Karen H.
00:40 21 Dec 18
its has been a wonderful experience dealing with Surety Solutions. would recommended them to my family and freinds.
William G.
William G.
21:49 17 Dec 18
Although I wasn't able to get down to the bottom of my situation Beau was absolute amazing and resourceful ! Would most definitely recommend!
Brandon D.
Brandon D.
17:07 14 Dec 18
Very helpful!I was finally able to figure out the next step in my very long battle with a horrible dealership. Looks like the odds are in my favor for once.
Ashley A.
Ashley A.
17:14 12 Dec 18
Same day service that is reliable. Great company!
Adam K.
Adam K.
23:35 11 Dec 18
This process was fast, easy, and the price is definitely right!!
Tamiann - VCS B.
Tamiann - VCS B.
18:27 23 Nov 18
Great service. The whole process was easy and quick. Very thorough service. They are the Best Surety Bond business.
Tom G.
Tom G.
22:58 13 Nov 18
Beau was great 😁 very very helpful I’ve never lost a title in my life and I have had several will teach me to be more careful next time but if I ever do this stupid move again I will definitely be going though you guys .... and asking Beau for help 😁
Cyndi D.
Cyndi D.
23:17 31 Oct 18
Great team Here. Excellent Follow Up and customer Service.
Edward C.
Edward C.
18:34 23 Oct 18
Cryssi was amazing! My company was setup with a high quality general contractors bond with absolute ease. I would and have recommended them to others. Excellent doing business with such a professional company! Thank you!
Michael O.
Michael O.
22:53 16 Oct 18
Very helpful people and with proper knowledge for what they are doing!
Pramit S.
Pramit S.
16:52 12 Oct 18
Mohammad A.
Mohammad A.
16:15 11 Oct 18
I’m impressed and how quickly they reply to me and not only that they also send me a link that I’ll guide me through what I needed.They went above and beyond.
Kwesi C.
Kwesi C.
21:29 20 Sep 18
Steve Shike's customer service is outstanding AND he saved me 50% on my Bond! I'm so thankful I found him!
Evelyn R. M.
Evelyn R. M.
20:49 06 Sep 18
Tyrone J.
Tyrone J.
15:24 21 Aug 18
Very helpful! Fantastic service.
John M.
John M.
21:25 09 Aug 18
Arthur B.
Arthur B.
16:26 09 Aug 18
I've decided to venture on to a new path with a business of my own. For peace of mind I wanted to be bonded to protect both myself and future clients. I cannot believe how simple a process it was and how quickly my documentation was expedited!Thank you Cryssi for your assistance and look forward to years of success with Surety Solutions by my side.
More Time 4U Services Andi S.
More Time 4U Services Andi S.
18:09 08 Aug 18
S&S Transport L.
S&S Transport L.
18:32 07 Aug 18
Don S.
Don S.
19:09 06 Aug 18
Emily W.
Emily W.
16:03 02 Aug 18
Crystal was friendly and knowledgeable. She was able to provide me with the information that I needed and did not try to sell me something that I didn't need. Thank you for your honesty!
Ulaine H.
Ulaine H.
22:23 31 Jul 18
Surety helped me get what I needed for my CCB license. Easier to work with and quick processing my bond. I will definitely use them again.
Susan
Susan
21:28 31 Jul 18
i highly recommend their computer chat facility. The representative I reached, Crystal, was knowledgeable as well as helpful, and put me on the right track to obtain the solution for my situation.
Lamar B.
Lamar B.
20:22 31 Jul 18
Helped me by answering several questions that I couldn't get an answer to elsewhere! Thank you!
Adam D.
Adam D.
17:08 30 Jul 18
I am very happy with their service. The personal attention I received was very refreshing. Customer service is dead for the most part but not at Surety Solutions. Well done.
HOOP
HOOP
18:51 27 Jul 18
They walked me thought a tough situation and they were professional all the way!AAA+++
Cori Y.
Cori Y.
22:14 26 Jul 18
Great customer service and excellent resource for information. Crystal is wonderful to work with.
Chad W.
Chad W.
17:25 24 Jul 18
easiest experience ever.
nXn G.
nXn G.
16:08 24 Jul 18
Stevie was quite experienced on telling me the ins and outs of a lot of different situations and I do believe that I will be able to get my vehicle registered and I really appreciate all your help and she was on the phone for quite a while answering all my questions so I do appreciate it.David Daigle
David E.
David E.
22:16 03 Jul 18
Started the process of getting my mortgage bond this morning, and it was completed before I knew it. Easiest proceess I have been through. Thanks!
Michael S.
Michael S.
21:33 02 Jul 18
Excellent customer service! Speedy help. Nothing but good to say!
crabber68
crabber68
20:00 15 Jun 18
The agents here are amazing. I have needed a few different changes made, and within minutes they had them done and new copies to my email. Super polite and very attentive. Life customer here for sure.
Richard L.
Richard L.
23:29 12 Jun 18
I have had to obtain E&O and Surety bonds on the past and my experience has always been complicated. Surety Solutions was amazing I literally sent in my paperwork at 9AM and had what I needed by noon the same day!! I would highly recommend them to anyone!
Samantha C.
Samantha C.
20:29 25 May 18
Our company works with Stevie Lindhe on E&O Insurance Policies for Individuals. We always get great and quick service from her. We can only recommend this company. Thank you so much Stevie
Renate E.
Renate E.
16:15 23 May 18
It is very easy to work with Steve Shike. I can always rely on him and he helps me right after I call him or send him an email with any of my issues with surety bonds. He is always available and willingly helps me. Steve you are the best! I highly recommend Surety Solutions they are really amazing!
Eleonora K.
Eleonora K.
17:07 04 May 18
Super fast and friendly! They took the pain out of the process. 🙂
Tonya G.
Tonya G.
20:57 02 May 18
They were SO helpful when I needed a surety bond. Both the person I chatted with online and the person I emailed with were prompt with answering my questions and helping me to get exactly what I needed. I highly recommend Surety Solutions!
Mimi L.
Mimi L.
01:19 24 Apr 18
Outstanding company to work with as it relates to my business bond needs. They made it super simple and easy.
Thomas P.
Thomas P.
19:44 20 Apr 18
Great people skills come to mind when I think of this company, Stevie and Brad were really nice and helpful, I spoke with Stevie first and she really nice especially with the day i was having trying to get the car legal and it seemed as if everywhere I went everyone was rude and snobby but she was genuinely nice and gave me hope that there was a chance I could get my car legalized finally. Her customer service was awesome and I want to thank you both. I spoke with Brad today and his energy was just as great as hers. You guys are AWESOME
Scott G.
Scott G.
21:05 16 Apr 18
I appreciate the team being able to help answer my questions each time I have called them over the years.
Angela H.
Angela H.
22:37 12 Apr 18
Excellent service and communication.
GFL Capital M.
GFL Capital M.
18:33 09 Apr 18
What a great experience. Thanks you Stacey for all your help!!
Donna A.
Donna A.
04:41 05 Apr 18
Great company, very helpful.
Jeff B.
Jeff B.
12:04 23 Mar 18
Cryssi was very helpful, knowledgeable, and has great customer service skills. She responded promptly to all my requests and questions. I would recommend Surety Solutions to a friend or family.
Stacey L.
Stacey L.
01:54 16 Mar 18
I would highly recommend! I was a little concerned to be dealing with someone on the internet but extremely happy to find I was dealing with a real person. I have had any questions addressed quickly and well! Cryssi in Customer Service is excellent to work with!
Jennifer H.
Jennifer H.
17:32 14 Mar 18
Surety Solutions is always a fantastic experience. I use them to purchase and manage all of our licensed employees, and their support (reminders!) and customer service is excellent. Great company to work with!
Jennifer L.
Jennifer L.
18:24 06 Mar 18
We found Surety Solutions just as we were starting our dealership. Cryssi and the team at Surety solutions handled everything so efficiently! When it came time to renew, Cryssi Gabe us a heads up and even found us a better rate. Surety solutions is all you need for your bond needs! Thanks again guys!
Ace L.
Ace L.
22:58 26 Feb 18
Stacey James was terrific. We did not have a straight over tackle TRO Surety Bond request but that did not deter her. 2 other sources failed to find an insurer willing to issue the needed bond. Stacy found a source, was very clear on what we needed to do, followed up promptly and got the bond issued very quickly. I highly recommend her services.Darrell Devine
Darrell D.
Darrell D.
00:37 23 Feb 18
I am a CPA in California and I will never forget how extremely helpful and amazing Stacey Janes at Surety Solutions LLC was when we needed her help. She went beyond the call of duty for my recently widowed client and I am truly grateful. Not only did she help my client in a professional and timely manner, she took the extra time to ensure that the bond would be accepted by the brokerage house administrators. She made every effort to make sure the transaction went smoothly and helped us navigate the complexities (road blocks) caused by the brokerage house admin. I would definitely use Surety Solutions LLC should the need arise in the future.
Teresa G.
Teresa G.
00:14 17 Feb 18
I really love using Surety Solutions. Their online portal and customer service is spot on. They make my job so easy.
Vanessa P.
Vanessa P.
19:50 15 Feb 18
Surety Solutions is amazing. Cryssi was awesome, very proffessional and extremely helpful getting our bond for our business. Definitely recommend them. They make obtaining a bond simple. Great communication!
Jaime V.
Jaime V.
22:18 07 Feb 18
Edward's A/C PAVING AND S.
Edward's A/C PAVING AND S.
00:42 07 Feb 18
Stevie is a very helpful person she does her job exceptionally well and the world needs more of her!!!!
Jaysen S.
Jaysen S.
20:29 24 Jan 18
Stevie was incredibly helpful. She helped get everything I needed, even with computer issues. Thanks again for all your help.
Jennifer W.
Jennifer W.
22:36 10 Jan 18
Surety Solutions has provided our company's surety bonds for several years now and we have been very happy with their services. They are always prompt with replies and very helpful! Would definitely recommend.
Kayla D.
Kayla D.
18:34 08 Jan 18
Great rates & service! Get a quote with them before you buy somewhere else.
Curtis H.
Curtis H.
14:18 29 Dec 17
Spoke with Crystal....was having a payment issue and she got right on top of it...Thanks Crystal
Mike P.
Mike P.
18:56 22 Dec 17
If we could offer Stacey a sixth and seventh star, we would! She went above and beyond to make sure we were all set. Her communication and knowledge was outstanding. We will only use her from now on and Surety Solutions is lucky to have her! Thanks Stacey.
Veena J.
Veena J.
23:33 20 Dec 17
Cryssi was fabulous. She assisted me and walked me through the surety bond process, as I was new to this. I would recommend them to anyone!
Manuel B.
Manuel B.
00:48 20 Dec 17
Cryssi went the extra mile to help me help my clients.
Matt S.
Matt S.
17:21 19 Dec 17
Very quick, great prices and even received a refund due to a better rate than my original quote! Definitely recommend. Ms. Brubaker was very responsive.
Randy H.
Randy H.
22:10 12 Dec 17
Crystal was professional, fast and accurate in the information provided. Keep the good work...
Jose S.
Jose S.
16:02 12 Dec 17
Chatted online with a unusual situation (mobile home instead of a car). The person helping could not have been more helpful. I feared I would be met with confusion and little guidance. Instead I got fantastic help that put me in the right direction quickly.
Randy R.
Randy R.
21:44 11 Dec 17
Very smooth process and very responsive to all of our questions. Would recommend to anyone looking for a surety bond. Glad we decided to go with them from the start. Wylie, Tx.
Alex A
Alex A
19:56 07 Dec 17
Shawntae C.
Shawntae C.
17:04 06 Dec 17
I have been using Surety Solutions for 3 years now. Great customer service, very efficient and always helpful!!
Kristina F.
Kristina F.
16:32 06 Dec 17
Amazing communication, and very FAST! Thank you! Chrissy was the best!
Elliott M.
Elliott M.
19:55 01 Dec 17
The representative I was working with provided me with a lot of information and all of them were really helpful. I'm glad their intention was not making me buy the surety bond, instead she guided me through different options I could try out before I come back to them. Not many do that.
Sathishkumar R.
Sathishkumar R.
16:52 01 Dec 17
Very friendly and helpful when I had to make a huge payment over the phone.
Peggy T.
Peggy T.
20:09 30 Nov 17
Very efficient and nice people.
Harry C.
Harry C.
23:34 22 Nov 17
I would definitely recommend Surety Solutions to anyone trying to get a bonded title. They have been nothing but sweet, polite, and understanding. They have always been available for me to call and have worked with me with any hiccups I ran into on my end. 10/10 would go to them again!
EpicMarshmellos
EpicMarshmellos
01:49 22 Nov 17
Very nice and heart warming and really good info
Juan M.
Juan M.
23:28 16 Nov 17
I had a question about a bond the California DMV is requiring for a 1986 motorcycle. Using the Chat feature I spoke with Crystal and got a bunch of good information and found a solution to our problem. As we haven't purchased a bond yet I cannot speak to their full services, but I am impressed by their knowledge and response .
Jill B.
Jill B.
23:13 07 Nov 17
Crystal, was fantastic on chat! She answered all my questions and was very personable. If I ever need their services, I'm sure I will be chatting with someone from the company again. I hope it's Crystal 😉
ML B.
ML B.
20:44 31 Oct 17
It was very easy following the steps to finalize my surety bond with them. They don't miss any detail but still manage to keep everything user friendly. They followed up with me after I finished to make sure I completed everything and that it was done correctly. Thank you guys.
Giorgi T.
Giorgi T.
20:36 31 Oct 17
Jay C.
Jay C.
15:51 30 Oct 17
Sage M.
Sage M.
20:33 26 Oct 17
Karen D.
Karen D.
18:55 23 Oct 17
Great Experience with this company! They were very helpful and delivered my product very quickly! I highly recommend them!
Janell H.
Janell H.
13:32 18 Oct 17
I had the pleasure working with Stacey Janes on the issuance of a bond for a mechanic's lien. I cannot recommend her more. She was prompt, professional, knowledgeable, appreciated the sense of urgency and an all around nice person. Surety Solutions LLC has an A+ rating with the Better Business Bureau and with people like Stacey working there, I understand why. Thank you!
Helen L. T.
Helen L. T.
18:33 16 Oct 17
Excellent service; they exceeded my expectations in timeliness and professionalism.
Bridgette M. B.
Bridgette M. B.
13:23 13 Oct 17
Customer service is outstanding !
M K
M K
21:34 06 Oct 17
Excellent!!! Stacey Janes worked with me and I can not express how thorough and professional she is. She went above and beyond to ensure I had everything I needed for a difficult trial. I was really surprised at the high level of customer care that I received. It is rare these days.
Oria K.
Oria K.
17:17 04 Oct 17
crstyal was very informant on my questions. when it comes to DMV i seem to never have all i need.. she was a big help in watching for stubling around and not knowing.tks tommy
Tom E.
Tom E.
20:38 03 Oct 17
It feels amazing to get answers to my issue by very friendly representatives. Thank you and may the Lord Jesus Christ bless your hearts abundantly😇 #acts2:38
belen rodriguez N.
belen rodriguez N.
06:41 02 Oct 17
Hands down the BEST bonding General Agency I've dealt with in 26 years! They've been able to handle every bonding issue my clients have had with reasonable premiums. Staff is unbelievably courteous, knowledgeable and personable.
Maura P.
Maura P.
22:04 28 Sep 17
Perfect service for bonding new CCB! I first called in and received excellent direction from Stacy, and then received online help during the process from Crystal. Thank you very much for taking the mystery and stress out of the process.
Anna
Anna
21:41 22 Sep 17
John P.
John P.
14:40 22 Sep 17
Very pleasant experience! Easy to work with!
Mikhail M
Mikhail M
21:04 21 Sep 17
Help was quick, thorough, and to the point
Alyssa C.
Alyssa C.
20:09 21 Sep 17
this company is awesome. i have used a couple bonding companies and these guys go the extra distance to make sure youre satisfied. North Carolina DMV lost a couple of my documents and surety sent out new docs with no extra cost and sent them promptly. would use again and recommend to anyone.
alan p
alan p
15:50 20 Sep 17
I had the pleasure to get in touch with Surety Solutions at Salem, Oregon office, Stacey Janes was the one who worked on the bond that I needed urgently for one house I owned, it was a temporary urgent situation that I had to get this bond ASAP and Stacey was there doing everything she could. I have never ever done a bond and had no experience LOL, she made it very easy for me to understand and I could get the situation resolved within 2 days, unbelievable. I have called so many companies before Surety Solutions, it was terrible, some have an answering service that takes your name and info so someone can call you back and honestly I don't like that, I want an actual account rep that can answer me right away, other companies I only got voice mail? who does this in 2017! an old answering machine? really? with Surety Solutions I got with Stacey right away, she emailed me all info needed within 5 min and within 2 hours we were almost done, next day I had my bond FedEx overnight with instructions on what to do with it.Thanks a lot for the excellent service.
Mediderm L.
Mediderm L.
17:04 12 Sep 17
Great first bond experience.Even though I had some problems with the Dmv itself both Rick and Cryssi gave me 10/10 customer service and helped me through the whole process. I can't be more thankful!
Michael A.
Michael A.
23:30 06 Sep 17
Great help thumbs up to Crystal could not have ask for anyone any better. God bless
randy F.
randy F.
21:20 05 Sep 17
Had a very positive experience working with this company starting with Crystal Ignatowski, who transferred me to Stacey James to assist with a complicated matter. Stacey was extremely helpful in obtaining a civil injunction bond for a client. Very professional, dedicated, efficient and great to work with.
Julia P.
Julia P.
13:52 01 Sep 17
Qudus S.
Qudus S.
21:09 30 Aug 17
Professional, caring, responsible, dependable, real people. I just used their service and am very happy with their service. I strongly recommend them.
Sarfaraz Q
Sarfaraz Q
21:29 17 Aug 17
I wood give them a 7star review but they only have 5stars and they didn't have the product I needed. But there customer service was 9stars good!! Crystal Ignatowski, was just such a big help and was willing to go the mile to help me fine what I needed. You just don't get that today.
Raoul D.
Raoul D.
21:34 16 Aug 17
I had worked with Surety Solutions in the past and recently turned to them to help me with a pro bono matter I was handling. I was representing a 92 year old woman who was declared incompetent and I needed a conservatorship bond so that my client's daughter could become her guardian. Stacey Janes was willing to listen to our request when no one else would. Ms. Janes made a real difference in the life of my client. She was empathetic and professional and went above and beyond to find a solution so that my client could live her final days in comfort and dignity. I cannot say enough about Ms. Janes; she is truly a champion of people who need the help of a sometimes cold system and I would recommend her above all others.
D. M.
D. M.
00:48 15 Aug 17
Everyone at Surety Solutions was helpful, friendly, professional and patient with me. This was a new experience for me and I had lots of questions for the customer service agent Cryssi Brubaker. Each and every time she addressed my questions completely and clearly. I never felt rushed or inadequate. She totally supported me through the entire process I appreciate surety Solutions and the great staff. Cryssi is a first class professional and her follow through is stellar!
Dorrie W.
Dorrie W.
23:54 04 Aug 17
I have used Surety Solutions 3 times in the past 4 months for my boss and I really like calling them because everyone at Surety is so helpful and kind. I first dealt with Steve and then Cryssi and both have displayed the utmost professionalism in customer service. I highly recommend Surety!
Cyndi H.
Cyndi H.
23:54 18 Jul 17
Excellent customer service and highly attentive. Absolute pleasure to work with, A1 quality service and highly reputable company! Will definitely do business again with them in the future!
demetrius T.
demetrius T.
16:14 18 Jul 17
Stacey Janes was very helpful and knowlegable with guardianship bonds. Stacey made this experience/process very painless and pleasant. Thank you
Michael G.
Michael G.
23:18 13 Jul 17
The process was very easy, intuitive and the support, subsequent to the online process was excellent.
Julianna H.
Julianna H.
22:33 28 Jun 17
I needed an out-of-state Vehicle Surety Bond and wasn't sure how to even begin the process. In doing some online searching, I discovered Surety Solutions. I was surprised to find the process flawless on their part. Because I live in one state and needed a bond for a previous state, it raised a red flag. A representative called to verify that I was aware that the bond was not for my current state. I was so impressed that they called for verification in case it was an error on my part. I highly recommend Surety Solutions for your bond needs; and I will definitely use their services in the future should a need arise.
Edna E.
Edna E.
22:47 22 Jun 17
Surety Solutions was extremely helpful! The process was faster than I could've ever anticipated and the service was beyond amazing! I will be referring other business owners to Surety Solutions.
Ronda C.
Ronda C.
18:01 09 Jun 17
Quick response and easy service. Thanks so much!
Justin M.
Justin M.
00:11 09 Jun 17
Very easy reps to work with. Answered all my questions pretty much instantly. Great service and would definitely do business with them again. No BS.
Ryokishine
Ryokishine
23:12 05 Jun 17
We needed a discharge of mechanics lien and we spoke to many bonding companies. Non were as knowledgeable as Stacy at Surety Solutions. She responded extremely quickly and with expert understanding of our situation and what needed to be done. I would highly recommend Surety Solutions for all your bonding needs. They are very professional and provide the best customer service!
thnite
thnite
16:38 31 May 17
Excellent customer service. They respond quickly to my inquiries. They are very friendly and easy to work with. Very knowledgeable. I would highly recommend them.
Lissette A.
Lissette A.
14:03 17 May 17
I work at a mortgage company and we have used Surety Solutions for years. Every interaction I have had with staff members, and the President, has been a positive experience. They are quick to respond and are always on top of things. We have never had an issue. What sets them apart the most is their positive customer service. I have never interacted with someone who did not seem happy to be talking with me. Great company!
Amberlee S.
Amberlee S.
20:42 15 May 17
Joseph H.
Joseph H.
21:45 12 May 17

If you have any questions about our application, Surety Bond or E&O Insurance, send us an email to info@suretysolutions.com or call our office at (866) 722-9239. We’re always happy to help!

For licensing questions, please contact the Colorado Division of Real Estate Licensing Staff by calling (303) 894-2166 or sending an email to real-estate@dora.state.co.us.

Conclusion: CO Mortgage Loan Originators require a Surety Bond and E&O Insurance to receive their license.

Getting your Mortgage Loan Originator License is a great start to a new career. The barrier of entry is low, with no college degree necessary. Because you just need to meet the CO DORA requirements to get your license.

Once you have met all of CO DORA’s requirements and submit your electronic Surety Bond and E&O Insurance documents, just wait for approval to receive your Colorado Mortgage Loan Originator License

Use our online application to get your Surety Bond and E&O Insurance within minutes!

Helpful Resources:

About Surety Solutions, A Gallagher Company

Surety Solutions makes the process of getting your surety bond quick and easy. We’re committed to uphold our culture of trust, honesty and great customer service.

Related Articles

Read our step-by-step guide on the process of becoming a Mortgage Loan Officer in Colorado. Read more…

What is a Colorado Mortgage Loan Originator Bond and how much does it cost? Read more…

Colorado Mortgage Loan Originators require E&O Insurance to receive their license. Read more…

Beau Chipman
Beau Chipman

Beau is the Marketing Content Developer at Surety Solutions, A Gallagher Company. He creates content about all types of surety bonds, including mortgage, court, lost title, contractor, fidelity, ERISA and many more.

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